I suck at life choices, help?

[Brownie82]

I suck at making decisions. I've been consumed with this for a while now. I would like to come to some conclusions soon. Because it effects the credits that I get with my remaining 6 from Study.com and how I should be spending my time over the next few months. I can start WGU on Aug 1st or I need to submit my application fee to UofPeople by the 5/25

My goal is MS: Statistics. But, I'm not sure which route I should take to get there, but I've narrowed down my choices. In both cases, I'll be able to work fulltime for the next year at least. My gut tells me UofPeople because it is less expensive. But quite honestly, I would like to get done with the undergrad portion of school ASAP. I'm being pressured to move across the country, so love for everything to be wrapped up by then.


UofPeople:

• Classes in Java, Stats, Machine Learning with Electives Stats + R and Biostats (if I take the preqre health courses, though)
  
• Doesn't accept trasfer credit
  
• BUT, is considering accepting up to 20 credits for $17/cr evaluation. If I go this route, I figured I'd save all my general ed for last so I can apply them when/if they do start accepting credits.
  
• will cost aout $4000 total, which is about $200/5 month term
  
• I won't be done until 2020ish. You can only take 2 courses per term. But you can take 3 if your GPA stays high enough. Also, if they do accept credits soon, that deducts another 3-4 terms. I actually found out this school in about 2014 and said that I would wait for them to accept transfer credit. But, if I went ahead and started, I would have been done by now!
  

WGU

• Classes in Java, Stats, R Langauge and Machine learning.
  
• I'll be done in about a year. As soon as you pass a course you can start on the next one. I've taken alot of the courses through self-study sources( EDx.org,efor example)So alot of it will be a refresher and homework/projects.
  
• For some reason I reallydon't want to take A+ and Network+. I attempted to study and my brain completely shut OFF.
  
• The only way in is by getting a tech cert. I decided to get the MTA Database certification.
  
• My Finacial aid is uncertain. I have one default private school loan. Also, because of my divorce and my taxes the FAFSA is going to be a hassle.