For a couple years I've been blaming it on iron deficient blood, lack of vitamins, dieting and a dozen other maladies. But now I found out the real reason. I'm tired because I'm overworked.

-The population of this country is 296 million. 124 million are retired. That leaves 172 million to do the work.

-There are 105 million in school, which leave 67 million to do the work.

-Of this there are 39 million employed by the federal government. This leaves 28 million to do the work.

-Five million are already laboring in Armed Forces, which leaves 23 million to do the work.

-Take from the total the 22,800,000 people who work for State and City Government and that leaves 200,000 to do the work.

-There are 188,000 ill and in hospitals, so that leaves 12,000 to do the work.

-Now, there are 11,998 people in Prisons. That leaves just two people to do the work. You and me.

And you're sitting there doing nothing but browsing the forum!

Random Trivia Question -- I don't know the answer -- Why are people from the Phillipines called Filipinos -- PH vs F at the beginning of the words?? :confused:

Becky

[SIZE="7"]

Hey, I found this cool product that has outlines and practice tests for books including Statistics,Sociology, Biology, Chemistry, Research Methods. Math, Anthropology, Pathophysiology, History, Psychology and Poly Sci. and more. For $9.95 a course, it's a great addition to Instacert. No waiting for books to arrive. You pay the fee for the subject/book you want to use and they send you a password. I think there's a monthly membership where you access more than one book at time.

Let's face it, sometimes we need a little extra to ace that exam. Cool!

http://www.cram101.com/

I downloaded the latest Excelsior business catalog and student guide today.

I noticed that alot of the CLEPS which were given grades last year, are no longer graded. e.g. macro/micro economics and american lit.

Since I've enrolled last year, while the old policy was in effect, would I still get grades for these or would they now just be pass/fail?

I've already taken the econ tests (and received grades for them), but wanted to use the american lit as a GPA booster...

What was your experience with this test and how long would you recommend to study with IC for ECE Psych of Adulthood and Aging in order to get a firm A?

Who would you pick? Hillary Clinton or Barak Obama.

ok so i take psychology next. What did you guys use for resources? I already use wikipedia, sparknotes, and instentcert. I read all the detailed anwsers here on instentcert if i have a question about something i look it up on wikipedia.


So anything would help. :confused: :confused:

I just got off the phone with Ms. McCormick of the DSST program. She stated that only 4-function calculators are allowed, and anything more capable than that would break the "non-programmable" rule. I was surprised, so I specifically asked, "Are only 4 function calculators allowed?" She verified that this was the case. Has anyone else directly contacted the DSST program (877–471–9860)? Do you get the same answer? Obviously, a lot of people could get in very big trouble if this holds up.

Anyone know how to use the BAII calculator to solve these two problems? I've figured out how to solve the other problems with the BAII, but these "equal annual problems" I can not figure out which buttons to use.

Thanks for the help.


Question 26 of 35
A man borrows twenty-seven thousand dollars for a new car and will repay the loan in equal annual payments over the next 10 years. The interest rate on the loan is 7%. How much is each end of the year payment? Finance Tables


$3,428.93
$2,889.00
$3,844.19
$4,213.78

Detailed Explanation:
$3,844.19.

3844.19257 = 27000/[(1/.07) - (1/(.07(1.07^10)))]

Annual Fixed Payments = Present Value/[(1/interest rate) - (1/(interest rate((1+interest rate)^number of years)))]


Question 27 of 35
A woman wins a sweepstakes giving away two hundred fifty thousand dollars. She has two options for receiving the money; she can either take twenty five thousand dollars a year for ten years, or she can get the present value of two hundred fifty thousand dollars in ten years, now. If she chooses the first option, with a discount rate of 11%, what is the present value of twenty five thousand dollars a year for ten years? Finance Tables


$42,450.36
$153,412.54
$220,000.00
$147,230.80

Detailed Explanation:
$147,230.80.

147,230.80 = 25000[(1/.11) - (1/(.11(1.11^10)))]

Present Value = Annual Fixed Payments[(1/interest rate) - (1/(interest rate((1+interest rate)^number of years)))]