If you are absolutely certain that you don't want to get an associate degree from Charter Oak, then you will need to pay the $515 Credit Registry fee to COSC. They will put all of the FEMA credits on your transcript and you can send it forward.
https://www.charteroak.edu/catalog/curre...gistry.cfm
If you decide to get an associate degree, you would pay the $75 fee to enroll. The only class you have to take at COSC is the Cornerstone. Everything else can be taken online or by testing.
Here is an idea of an AS through Straighterline classes and FEMA.
Charter Oak State College
AS in General Studies
1. English Composition - ENG 101 3
2. English Composition II - ENG 102 3
3. Speech Communication - COM 101 3 (or get a waiver)
4. (COSC Cornerstone) 3
5. Business Ethics and Individual Values - PHL 485 3
6. A Biography of America: 1877- 1990's - HIS 102 (or US History I) 3
7. Western Civilization I - HIS 121 3
8. (Need Literature or Fine Arts 3) Can be taken at Shmoop.com
9. Introduction to Sociology - SOC 101 3
10. ALEKS or SL College Algebra or Shmoop Algebra I and II 3
11. Chemistry with Lab - CHE 101/L or Biology I with Lab - BIO 110/L 4
12. Non-lab Science: Introduction to Nutrition - BIO 105 3
That fulfills the general education requirements with 37 hours. The rest are FEMA.
13. FEMA 23
BA, MA, EdS, MMT, etc.
83 hours of ACE-worthy credits