Woolf University - Educational Partnership & Institutions

[Erasec63]

Hello, I am a new member, however, I've been looking at these pages for several months. I've investigated a lot of the programs talked about here.
I'm wondering if someone can help me find an affordable (I know that's relative), but at least 13k and under. I would very much like to be called "Dr." in Psychology or Education, and at some point have my own consulting business. Obtaining a Psy.D. is just too long and expensive at this point. I have another way to obtain counseling licensure by examination which is what I might do.
So the doctorate would be to add to my credentials, perhaps publish, etc. I was looking at Kingdom College of Natural Heath in Naturopathic Psychology, which actually looks good. Unaccredited of course. I've seen other posts on here that KCNH is a diploma mill, but it takes 3.5-4 years, so I'm not sure how that is a diploma mill. I just saw the posts on GCAS, which may or may not be a better option. Some of these "affordable" Ph.D.s are $700 a credit hour. At 70-80 credit hours I might as well just go back to my institution which took my last penny.

Here is what I have (all accredited):
Ed.S. (Education Specialist) in School Psychology (I am a licensed School Psychologist in the U.S.)
Master's of Education in Psychology
Master's of Adult Education
Bachelor of Arts