advice sought on doctoral program

[Heartstrings]

I think teaching is pretty much luck of the draw. My friend got a full-time tenured teaching position with an MBA. He knew the right people though. There is an oversaturation in teaching and there is a lot of competition. Pretty much everything is adjunct and the you really have to determine the ROI. I am at PhD-Candidate-ABD status in Industrial and Organizational Psychology. I went to Northcentral University and it was very expensive to walk away with nothing. They market their program as $70,000 but it is actually $140,000. The coursework is 16 classes. They extend the dissertation to each course which is also 16 courses. In total 32 courses. I had to walk away. The ROI for adjunct teaching is not worth that much debt.