WGU vs TESU with the credits I have?

[daelaria]

Hey all - I've been plugging away at CLEPS the last few months to secure my BOG AAS. I know it's an insignificant degree overall, but it's a huge victory for me and an incredibly cost-effective stepping stone - I've done all of my CLEP courses through Modern States! I'm finally at a point where I have to decide on my next move. I'm oscillating between WGU and TESU. At this moment, I am part of a Grow with Google scholarship program where I'm learning front-end web development and vying for a spot in their 6-month nano degree program, fully paid for. WGU offers an IT degree that includes this nano degree, so if I found out in April that I *did* get that scholarship, I'll likely go ahead and pursue that path. It's a 1 in 10 shot I'll be chosen, though, so I need to make some backup plans! Here's where I could use some guidance or insight.

TESU has the much more generous transfer policy for alternative credit sources - not only in number (WGU only takes 90), but also where they can come from - and that's really attractive to me. I'd much rather self-study and test out of every possible thing than slog through "classes". On the other hand, it seems that if I transferred in 90 credits and finished my last 30 in one term at WGU, the cost savings would be significant - especially with their payment plans. I'm going to throw in the list of what I have credit for already and if anyone could help me fill in the blanks for finishing my degree through TESU, I'd be insanely grateful. I'm more concerned with cost than time, but I'd like to finish as quickly as possible. I've done 10 CLEPS since November and am just ready to be done with things and start my life at the ripe age of 32 

I'm pursuing a degree in HR, but am also heavily considering an IT path instead. I started as a lib arts major, obviously - but need more utility so I'm trying to switch gears as efficiently as possible. My decision will honestly come down to which I can finish for the least money. I really, truly, with my entire heart appreciate this forum beyond words. It's kept me motivated for years until I could finally start tackling this goal, and it's going to change my life when I finally check that box. Thanks for all you do!!!

My Credits:

3 -Intro to Psych - AP Credit
3 English Comp - CLEP Modular
1 -Developing Effective Teams - Sophia
2 -Insurance Ethics - The Institutes
3 - Intro to Computers - CC
1 - Ivy 101 - CC
3 -Intro Speech - CC
3 -Linguistics - CC
3 -History 1877-P - CC
3 -Intro to Ethics - CC
2 -Fit and Well - CC
3 -World Geo - CC
3 -College Math - CC
3 -Human G&D - CLEP
? -Biology - CLEP
3 -Business Law - CLEP
3- Principles Mgmt - CLEP
3 -Macro - CLEP
3 -Micro - CLEP
3 -A&I Lit - CLEP
3 -American Gov - CLEP
3 -Intro Marketing - CLEP
3 -Intro to Sociology - CLEP