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12-05-2022, 11:14 AM
(This post was last modified: 12-05-2022, 11:15 AM by Pats20.)
Everyone’s situation is different. But it doesn’t need to be all paid up front. Comes out to like $250 per course. And they have payment plans. If need be with good credit I’m sure a bank or finance company would finance it.
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12-05-2022, 11:17 AM
(This post was last modified: 12-05-2022, 12:08 PM by Randyb100.)
(12-05-2022, 10:19 AM)Flelm Wrote: (12-04-2022, 02:21 PM)Randyb100 Wrote: Ah ok. I see that it says for the time being, it's $3000 for US citizens. They don't have any federal loan information, though.
They don't participate in federal loans. They are accredited by NECHE (https://hauniv.edu/about/accreditation). What's your goal? I might have missed it in the thread. Are you looking for the cheapest program, the cheapest from a "good" (whatever that means to you) school, or the cheapest from a "known" (whatever that means to you) school?
If you want the straight cheapest, HAU is the one. I've posted my thoughts previously on them. Eastern was another one I was considering, as were Walden and WGU. Those are in the cheapest range, in my opinion.
Cheapest from a good school and cheapest from a known school weren't on my list, so I can't really help you there, but there's absolutely a bunch of threads on here and on the sister site, degreeinfo.com.
My requirements are:
Must be fully online.
Must be regionally accredited in the US.
Must have federal funding available.
Must be inexpensive so I can take graduate loans for living expenses.
Must not have complex admissions requirements.
Flexible/self-paced is a plus but not a requirement. I am leaning towards Eastern because of that and their concentration offering.
I would prefer brand recognition in hopes it accelerates my career. I know if I went to UPenn for their program I could easily get an internship somewhere, but I can't afford it. I'm torn between business and IT as well, so any combination of both will work for me and I'll just supplement my education with certificates. I'm doing that now with the IBM cybersecurity analyst certificate and plan on getting a few industry-recognized certifications in the future, even if I get an MBA. An MBA would also help me based on my work experience since I've been in warehousing/transportation the majority of my life and could easily get into a management position doing so.
My other thing is that I want to take grad loans because I plan on traveling to Asia and living while studying/working online. I will have some savings but the extra 15k per year is enough to cover my expenses alone.
----
On another note, I found two German master's programs that are entirely online and completely free besides a small fee every semester. They are taught in English with no German requirements.
The first is a master's in sustainable transition from JLU:
https://www2.daad.de/deutschland/studien...#tab_costs
The second is a master's in world heritage studies from BTU:
https://www2.daad.de/deutschland/studien...#tab_costs
There are a total of 907 masters and phd programs in Germany that are entirely tuition free:
https://www2.daad.de/deutschland/studien...splay=list
These are both very interesting to me and I may take a second master's just to do them, especially if they qualify for student visas in Germany. It would give me an inexpensive way to travel to Europe without having to bounce between the Schengen zone and the rest of Europe every 6 months.
After my bachelor's is finished this year at TESU, I'm basically going back to trucking for at least a year, possibly two, before doing this. I need to get some money saved up and then get my travel arrangements squared away/get enrolled and started at school before leaving. I plan on doing tourist visa runs and just staying for a few years in a country where the $1000 a month I get from student loans will still leave me 2-300 a month after expenses. I used to work online as a content writer and various IT support roles as well, so I can go back to part-timing online if need be.
(12-05-2022, 11:14 AM)Pats20 Wrote: Everyone’s situation is different. But it doesn’t need to be all paid up front. Comes out to like $250 per course. And they have payment plans. If need be with good credit I’m sure a bank or finance company would finance it.
Well the accredidation is iffy to me and I really need the funding in order to complete the program. I can easily get a job once I return home, even if it's just with a trucking company, but having an MBA as well will really set my resume apart.
TCC - AAS in Information Technology, May 2015
TCC - AAS in IT, Website Management, July 2015
Coursera - IBM Cybersecurity Analyst Certificate, April 2023
TESU - Bachelor of Arts in Liberal Studies, Concentration in Computer Science, June 2024
-->University of Maryland Global Campus - Master of Science in Digital Forensics, Concentration in Cybersecurity Technology, Expected August 2026
*JFK School of Law (National University) - Juris Doctor (planned)
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(12-05-2022, 11:14 AM)Pats20 Wrote: Everyone’s situation is different. But it doesn’t need to be all paid up front. Comes out to like $250 per course. And they have payment plans. If need be with good credit I’m sure a bank or finance company would finance it.
I'd be careful there. It can be tough to find a student loan for $3k, and you aren't supposed to use a personal loan for education expenses.
In Progress: MBA - HAUniv, Anticipated 2024
Completed: BSBA OpMgmt - TESU June 2021
UG - AP Tests: 20 credits | APICS: 12 Credits | CLEP: 6 credits | Saylor Academy: 6 credits | Sophia.org: 27 credits | Study.com: 12 credits | Davar Academy: 3 credits | TESU: 15 credits | Other College: 99.5 credits
GR - HAUniv: 9 credits
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(12-05-2022, 11:28 AM)Flelm Wrote: (12-05-2022, 11:14 AM)Pats20 Wrote: Everyone’s situation is different. But it doesn’t need to be all paid up front. Comes out to like $250 per course. And they have payment plans. If need be with good credit I’m sure a bank or finance company would finance it.
I'd be careful there. It can be tough to find a student loan for $3k, and you aren't supposed to use a personal loan for education expenses. Didn’t know that. Thanks for the info. I would never suggest taking a loan out and claiming it’s for one thing and using for another. I just meant take out a loan for it. But I guess you can’t. So there’s that.
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I think it depends on the lender, but many will ask you what it's for, and will deny if you say it's for education. I don't think it's a law or anything.
In Progress: MBA - HAUniv, Anticipated 2024
Completed: BSBA OpMgmt - TESU June 2021
UG - AP Tests: 20 credits | APICS: 12 Credits | CLEP: 6 credits | Saylor Academy: 6 credits | Sophia.org: 27 credits | Study.com: 12 credits | Davar Academy: 3 credits | TESU: 15 credits | Other College: 99.5 credits
GR - HAUniv: 9 credits
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This looks like a very solid program. Top school. If you want to spend $25k which isn’t really all that bad.
https://www.bu.edu/questrom/degree-programs/online-mba/
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(12-05-2022, 11:17 AM)Randyb100 Wrote: (12-05-2022, 10:19 AM)Flelm Wrote: (12-04-2022, 02:21 PM)Randyb100 Wrote: Ah ok. I see that it says for the time being, it's $3000 for US citizens. They don't have any federal loan information, though.
They don't participate in federal loans. They are accredited by NECHE (https://hauniv.edu/about/accreditation). What's your goal? I might have missed it in the thread. Are you looking for the cheapest program, the cheapest from a "good" (whatever that means to you) school, or the cheapest from a "known" (whatever that means to you) school?
If you want the straight cheapest, HAU is the one. I've posted my thoughts previously on them. Eastern was another one I was considering, as were Walden and WGU. Those are in the cheapest range, in my opinion.
Cheapest from a good school and cheapest from a known school weren't on my list, so I can't really help you there, but there's absolutely a bunch of threads on here and on the sister site, degreeinfo.com.
My requirements are:
Must be fully online.
Must be regionally accredited in the US.
Must have federal funding available.
Must be inexpensive so I can take graduate loans for living expenses.
Must not have complex admissions requirements.
Flexible/self-paced is a plus but not a requirement. I am leaning towards Eastern because of that and their concentration offering.
I would prefer brand recognition in hopes it accelerates my career. I know if I went to UPenn for their program I could easily get an internship somewhere, but I can't afford it. I'm torn between business and IT as well, so any combination of both will work for me and I'll just supplement my education with certificates. I'm doing that now with the IBM cybersecurity analyst certificate and plan on getting a few industry-recognized certifications in the future, even if I get an MBA. An MBA would also help me based on my work experience since I've been in warehousing/transportation the majority of my life and could easily get into a management position doing so.
My other thing is that I want to take grad loans because I plan on traveling to Asia and living while studying/working online. I will have some savings but the extra 15k per year is enough to cover my expenses alone.
----
On another note, I found two German master's programs that are entirely online and completely free besides a small fee every semester. They are taught in English with no German requirements.
The first is a master's in sustainable transition from JLU:
https://www2.daad.de/deutschland/studien...#tab_costs
The second is a master's in world heritage studies from BTU:
https://www2.daad.de/deutschland/studien...#tab_costs
There are a total of 907 masters and phd programs in Germany that are entirely tuition free:
https://www2.daad.de/deutschland/studien...splay=list
These are both very interesting to me and I may take a second master's just to do them, especially if they qualify for student visas in Germany. It would give me an inexpensive way to travel to Europe without having to bounce between the Schengen zone and the rest of Europe every 6 months.
After my bachelor's is finished this year at TESU, I'm basically going back to trucking for at least a year, possibly two, before doing this. I need to get some money saved up and then get my travel arrangements squared away/get enrolled and started at school before leaving. I plan on doing tourist visa runs and just staying for a few years in a country where the $1000 a month I get from student loans will still leave me 2-300 a month after expenses. I used to work online as a content writer and various IT support roles as well, so I can go back to part-timing online if need be.
(12-05-2022, 11:14 AM)Pats20 Wrote: Everyone’s situation is different. But it doesn’t need to be all paid up front. Comes out to like $250 per course. And they have payment plans. If need be with good credit I’m sure a bank or finance company would finance it.
Well the accredidation is iffy to me and I really need the funding in order to complete the program. I can easily get a job once I return home, even if it's just with a trucking company, but having an MBA as well will really set my resume apart.
What's iffy about the accreditation? They're regionally accredited.
Graduate of Not VUL or ENEB
MS, MSS and Graduate Cert
AAS, AS, BA, and BS
CLEP
Intro Psych 70, US His I 64, Intro Soc 63, Intro Edu Psych 70, A&I Lit 64, Bio 68, Prin Man 69, Prin Mar 68
DSST
Life Dev Psych 62, Fund Coun 68, Intro Comp 469, Intro Astr 56, Env & Hum 70, HTYH 456, MIS 451, Prin Sup 453, HRM 62, Bus Eth 458
ALEKS
Int Alg, Coll Alg
TEEX
4 credits
TECEP
Fed Inc Tax, Sci of Nutr, Micro, Strat Man, Med Term, Pub Relations
CSU
Sys Analysis & Design, Programming, Cyber
SL
Intro to Comm, Microbio, Acc I
Uexcel
A&P
Davar
Macro, Intro to Fin, Man Acc
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(12-05-2022, 11:17 AM)Randyb100 Wrote: (12-05-2022, 11:14 AM)Pats20 Wrote: Everyone’s situation is different. But it doesn’t need to be all paid up front. Comes out to like $250 per course. And they have payment plans. If need be with good credit I’m sure a bank or finance company would finance it.
Well the accredidation is iffy to me and I really need the funding in order to complete the program. I can easily get a job once I return home, even if it's just with a trucking company, but having an MBA as well will really set my resume apart.
The accreditation is NOT iffy at all! HAU is accredited by NECHE which is the New England accreditation board. There are 6 boards across the US.
Sounds like you want to use students for purposes outside of college expenses which is frowned upon. You're limited on how much you can take out each term. Many colleges will not let you max out your loans today.
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(12-05-2022, 01:09 PM)sanantone Wrote: (12-05-2022, 11:17 AM)Randyb100 Wrote: (12-05-2022, 10:19 AM)Flelm Wrote: (12-04-2022, 02:21 PM)Randyb100 Wrote: Ah ok. I see that it says for the time being, it's $3000 for US citizens. They don't have any federal loan information, though.
They don't participate in federal loans. They are accredited by NECHE (https://hauniv.edu/about/accreditation). What's your goal? I might have missed it in the thread. Are you looking for the cheapest program, the cheapest from a "good" (whatever that means to you) school, or the cheapest from a "known" (whatever that means to you) school?
If you want the straight cheapest, HAU is the one. I've posted my thoughts previously on them. Eastern was another one I was considering, as were Walden and WGU. Those are in the cheapest range, in my opinion.
Cheapest from a good school and cheapest from a known school weren't on my list, so I can't really help you there, but there's absolutely a bunch of threads on here and on the sister site, degreeinfo.com.
My requirements are:
Must be fully online.
Must be regionally accredited in the US.
Must have federal funding available.
Must be inexpensive so I can take graduate loans for living expenses.
Must not have complex admissions requirements.
Flexible/self-paced is a plus but not a requirement. I am leaning towards Eastern because of that and their concentration offering.
I would prefer brand recognition in hopes it accelerates my career. I know if I went to UPenn for their program I could easily get an internship somewhere, but I can't afford it. I'm torn between business and IT as well, so any combination of both will work for me and I'll just supplement my education with certificates. I'm doing that now with the IBM cybersecurity analyst certificate and plan on getting a few industry-recognized certifications in the future, even if I get an MBA. An MBA would also help me based on my work experience since I've been in warehousing/transportation the majority of my life and could easily get into a management position doing so.
My other thing is that I want to take grad loans because I plan on traveling to Asia and living while studying/working online. I will have some savings but the extra 15k per year is enough to cover my expenses alone.
----
On another note, I found two German master's programs that are entirely online and completely free besides a small fee every semester. They are taught in English with no German requirements.
The first is a master's in sustainable transition from JLU:
https://www2.daad.de/deutschland/studien...#tab_costs
The second is a master's in world heritage studies from BTU:
https://www2.daad.de/deutschland/studien...#tab_costs
There are a total of 907 masters and phd programs in Germany that are entirely tuition free:
https://www2.daad.de/deutschland/studien...splay=list
These are both very interesting to me and I may take a second master's just to do them, especially if they qualify for student visas in Germany. It would give me an inexpensive way to travel to Europe without having to bounce between the Schengen zone and the rest of Europe every 6 months.
After my bachelor's is finished this year at TESU, I'm basically going back to trucking for at least a year, possibly two, before doing this. I need to get some money saved up and then get my travel arrangements squared away/get enrolled and started at school before leaving. I plan on doing tourist visa runs and just staying for a few years in a country where the $1000 a month I get from student loans will still leave me 2-300 a month after expenses. I used to work online as a content writer and various IT support roles as well, so I can go back to part-timing online if need be.
(12-05-2022, 11:14 AM)Pats20 Wrote: Everyone’s situation is different. But it doesn’t need to be all paid up front. Comes out to like $250 per course. And they have payment plans. If need be with good credit I’m sure a bank or finance company would finance it.
Well the accredidation is iffy to me and I really need the funding in order to complete the program. I can easily get a job once I return home, even if it's just with a trucking company, but having an MBA as well will really set my resume apart.
What's iffy about the accreditation? They're regionally accredited.
Exactly.
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How do you think you'll get $1000 a month in student loans?
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