student loan repayment

[rickyjo]

I 2nd the motion to demand a correction from the credit bureaus that should be your top priority. You can probably get that fixed especially if the loan company acknowledges their mistake.

I don't think that degrees higher than a 4 year generally net enough extra money to justify going to school with that much debt. It depends on your motivation, but if money plays much of a part at all I think you will have more of it by paying your debt than getting another degree by a long shot.

Weren't you investigating IT certs? If you want to continue your education do that first. You can buy a book and pay for a test it will cost very little for the time being. That way you can keep getting formally educated and dispense with the debt.