Degree Planning. Do I need 10 classes or 12

[LevelUP]

Basically, I would get everything done with Sophia.org as you're saving energy/time over CLEP, it's easier/faster using Sophia.org, make sure to get as many credits as possible for transfer credit, if it doesn't hit one of the requirements, it can go under the other courses field.  You need 10 classes for residency purposes, you shouldn't plan for more than that unless there are classes you can't transfer in.

If I hit the max of 90 credits accepted already will they remove one of my other courses?

They don't remove courses.  It gets added to your transcript.