(02-11-2023, 06:18 PM)newdegree Wrote: That sucks but I understand. That’s the only downside to this program is having to pay out of pocket because they are a for profit college. The tuition is cheap and Affordable but now might not be the right time for you. Maybe in the future you can do it or find another program that takes financial aid.
Many for-profit colleges participate in Title IV financial aid programs, which is the reason why their existence and predatory recruiting practices are so controversial. A few decades ago, the courts determined that prohibiting for-profit colleges from receiving federal financial aid was unconstitutional, and that's when the popularity of schools like Devry, Kaplan, ITT Tech, and University of Phoenix exploded. There are for-profit and not-for-profit schools that choose not to participate in Title IV for three reasons:
1. It keeps administrative costs low, so it's supposed to help them keep tuition low.
2. Some conservative universities want as little to do with the federal government as possible.
3. Schools believe that this will keep students out of debt or excessive debt since they will only be able to obtain private loans that require income and credit worthiness. Although they pretend that their in-house payment plans are not debt, they are.
Graduate of Not VUL or ENEB
MS, MSS and Graduate Cert
AAS, AS, BA, and BS
CLEP
Intro Psych 70, US His I 64, Intro Soc 63, Intro Edu Psych 70, A&I Lit 64, Bio 68, Prin Man 69, Prin Mar 68
DSST
Life Dev Psych 62, Fund Coun 68, Intro Comp 469, Intro Astr 56, Env & Hum 70, HTYH 456, MIS 451, Prin Sup 453, HRM 62, Bus Eth 458
ALEKS
Int Alg, Coll Alg
TEEX
4 credits
TECEP
Fed Inc Tax, Sci of Nutr, Micro, Strat Man, Med Term, Pub Relations
CSU
Sys Analysis & Design, Programming, Cyber
SL
Intro to Comm, Microbio, Acc I
Uexcel
A&P
Davar
Macro, Intro to Fin, Man Acc
MS, MSS and Graduate Cert
AAS, AS, BA, and BS
CLEP
Intro Psych 70, US His I 64, Intro Soc 63, Intro Edu Psych 70, A&I Lit 64, Bio 68, Prin Man 69, Prin Mar 68
DSST
Life Dev Psych 62, Fund Coun 68, Intro Comp 469, Intro Astr 56, Env & Hum 70, HTYH 456, MIS 451, Prin Sup 453, HRM 62, Bus Eth 458
ALEKS
Int Alg, Coll Alg
TEEX
4 credits
TECEP
Fed Inc Tax, Sci of Nutr, Micro, Strat Man, Med Term, Pub Relations
CSU
Sys Analysis & Design, Programming, Cyber
SL
Intro to Comm, Microbio, Acc I
Uexcel
A&P
Davar
Macro, Intro to Fin, Man Acc