Source for Online RA Credit?(Outlier.org)

[dfrecore]

I, personally, think that state colleges and universities are the best deals out there for in-state students.  Students in Michigan who come from working-class/lower middle-class backgrounds, like I did, can attend the University of Michigan tuition-free and housing is also heavily subsidized.

Debt is worth it if it creates assets that pay for themselves over time.  A house does that.  A college degree from a solid state university does that.  People really don't need to make the BEST decision every time.  People just need to make GOOD decisions consistently through a long period of time.

State schools can be very expensive in some states, and in others like CA, they can be so impacted that it's impossible to get all the classes you need to graduate in 5 or even 6 years, but you're still paying full tuition each semester even though you're not taking a full load!  No thanks.

Private schools can be a very good deal for many people, especially anyone who doesn't qualify for aid.  It's easy to say "for those that qualify" but there are a LOT of people who do not qualify, never will, and can't count on any help from the taxpayer to pay their way.

And you will NEVER convince me that student loan debt is a good idea.  Not in a million years.  There is no guarantee that you will graduate with said degree, but may still have plenty of debt (even if you are short 1 class, you still have 4 years of debt there). There is no guarantee that the job market will be good when you get out, so you can't find a decent-paying gig.  There is no guarantee you won't have gotten a degree in a ridiculous major and have a hard time getting a good gig because of it (I have friends in HR who say they would NEVER hire someone with a degree in gender studies, because that person is guaranteed to cause problems in the organization in one way or another).  Also, not sure if you've seen people lose their houses, but there is certainly no guarantee that your house debt will not come back to bite you.  I lived through 3 housing bubbles so far, and we're going through another one right now, and I can tell you, there will be PLENTY of people who lose their houses in the next few years as the economy comes crashing down on this bubble.

Now, if you decide that the risk is worth the possible reward, then go ahead and do it - but please, don't say that debt is worth it when sometimes (plenty of times) it is definitely not.  It MAY be worth it.  But you may roll the dice and lose everything.