Cheap RA credits to transfer in to CUNY SPS?

[DegreeBy2023]

I want to start by thanking everyone here!  First post!  I’ve been stalking this forum for the past month, and have decided to pursue a Bachelors in Business using a lot of what I’ve learned from all of you.  I already took one course from Saylor two weeks ago and passed the proctored exam!   3 credit in the bag, and now took a detour working on the Google IT Cert to finish by the end of the month, then return to Saylor exams once a week until I fail one, then slow the pace.  I’ve read the Wiki, and have a really good understanding of how it all works.  So here is my situation, hoping for some feedback/guidance.  

Current Credits:
RA - 9 credits (from 2005) 
Saylor - 3 credits 
Google IT - working on now

While still flexible, my ideal would be transferring in credits to CUNY SPS for a Bachelors in Business.  Mostly because I live in NYC and the name holds more weight, more recognizable in job searches.  The issue is I don’t have many RA credits.  They take 105 max transfer credits, 45 max ACE credits, which means I would need 60 RA credits (51 more needed).  I understand they have to match the program required courses. 

Is it even worth it to pursue this through CUNY SPS with so many RA credits needed?  Is it reasonable to think I can do 17 RA courses (51 credits) for under $7,500 anywhere, self paced in a year and change?  What is the best option for self-paced, cheapest and safest when it comes to obtaining RA credits online?

From what I’ve researched these names have come up:  UMPI, Snow College, ASU, NMJC, Tel Learning?  Any others?

I know this is a little abstract of a plan compared to the Big 3 plans.  Deciding whether the CUNY route is worth it while still needing so many RA.  My ultimate goal is a Bachelors in Business, in less than 3 years for less than $15,000 total.  

Any insights would be helpful, especially on cheap RA sources.  Thanks!