When to send transcripts from Sophia or SDC to TESU

[AZDan]

Oh wow, interesting, you scored a waiver for the cornerstone.  Cool, usually it's for individuals who already have 100+ credits to transfer in, but you got that grandfathered because of your previous applications to TESU.  So, it's actually cheaper just to do the Capstone with them, it's true - the main cost would be your Residency Waiver fee.

So do you think I can complete the courses needed, all through Sophia and SDC, and only take the Capstone and be done? 
It seems as if I change from Accounting to something like Org Mgt or General Mgt and eliminate the UL accounting courses I can't find, I can avoid having to take any TESU courses, even TECEP. 

The only other obstacle would be the GPA needed.