Sophia Credits - to Quick AA or BA?

[jembig]

I have utilized the Free courses at Sophia over the last few months and have accumulated a lot. I also have 10 RA units that are 10-15 years old. Never earned any sort of degree due to starting a family.

I have looked into all the Big 3 but I do not think it will work out for me due to the Residency Fee at Thomas Edison and the changes at COSC which do not favor me.
Can I just look into Pierpont BOG Associates or the Union Plus offer? I prefer not to be in a regular semester schedule due to my having to work many hours and might have to take on another job. My goal is to maintain employment since I have been in this job for 10 years and never got a raise because I do not have any sort of degree. I might get laid off since they are now focusing on keeping ones that have some kind of degree or more marketable. I know I might have limited options but just checking to see if anyone has some ideas.