(04-10-2019, 12:58 AM)dfrecore Wrote: To declare bankruptcy on $6,000 is insane. That's just about the worst idea I've heard on this forum. OP, please don't listen to nonsense like this, there are better ways to handle this.
LEARN TO READ! Apparently you failed English comp because my caveat was in the very first sentence.. You can agree to disagree but this was insulting. You'd only do this if you were going to declare BK anyway on your other large consumer debt that was discharged.
**** You cannot clear this $6k debt with bankruptcy because it's non-dischargable student debt. Nobody declares bankruptcy on just student debt because none of it is dischargable. Another failure to read. ****
It's a perfectly fine strategy if you were going to declare BK anyway because you had another 100k in consumer debt. If OP stiffed this school, he/she may have stiffed many others and might have been considering BK anyway.
TESU BA CS and Math (graduated December 2016)