08-22-2017, 12:41 AM
I don't think they always ask the same questions, and they can always say "I was 2, I have no idea." Then they would have to ask another question.
Also, the authentication questions normally come from your credit report (not directly, but there is obviously a database out there with the info because it's similar to what I have had to go through when authenticating my info for other things credit-related). So, your child may not have ANY info they can ask about, if they don't have a credit report (most people under 18 won't). I'm not sure what they do at that point, but I'm sure they come up with something else to ask about in that instance.
Also, the authentication questions normally come from your credit report (not directly, but there is obviously a database out there with the info because it's similar to what I have had to go through when authenticating my info for other things credit-related). So, your child may not have ANY info they can ask about, if they don't have a credit report (most people under 18 won't). I'm not sure what they do at that point, but I'm sure they come up with something else to ask about in that instance.
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