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ACE into UMPI then out?
#1
Did a quick search and couldn't find a readily available answer.

A lot of BM schools with online components do not take Sophia or even ACE credits. Could you theoretically transfer your ACE credits into UMPI, maybe do one term and then transfer to another program since UMPI is regionally accredited?

This may not be super cost-effective but time wise it makes sense especially if other programs have classes/degrees that cater to your needs more.
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#2
So, if you finish a degree at another school, some (many, maybe most) schools will waive their gen-ed requirements if you pursue a second degree with them.

You would need to complete a degree at UMPI for this to work. That said, it is quite possible to finish a degree in one term at UMPI.

Your UMPI transcript will list the ACE credits, but it will list them as being transferred in from study.com, etc. It won't magically turn them into brick-and-mortar credits.
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#3
All institutions will look at your previous credits, be it from RA institutions or ACE providers, they'll look at your transferred credit and whatever was completed at the institution you graduate from. There is no option to 'convert' ACE credits into RA, they'll know where you got those credits from when they review your transcript. It'll still be known to the institution you are getting the degree from (final destination of the credits).
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#4
(08-14-2023, 03:02 PM)bjcheung77 Wrote: All institutions will look at your previous credits, be it from RA institutions or ACE providers, they'll look at your transferred credit and whatever was completed at the institution you graduate from.  There is no option to 'convert' ACE credits into RA, they'll know where you got those credits from when they review your transcript.  It'll still be known to the institution you are getting the degree from (final destination of the credits).

Good to know, on my masters degree it just said "T" for transfer and did not indicate the source why is why I was wondering.

Unfortunately the list of schools that accept ACE credits for anything beyond generic elective credit is pretty thin.

(08-14-2023, 02:56 PM)LakeMomNY Wrote: So, if you finish a degree at another school, some (many, maybe most) schools will waive their gen-ed requirements if you pursue a second degree with them.

You would need to complete a degree at UMPI for this to work. That said, it is quite possible to finish a degree in one term at UMPI.

Your UMPI transcript will list the ACE credits, but it will list them as being transferred in from study.com, etc. It won't magically turn them into brick-and-mortar credits.

Thanks, this is exactly what I was wondering. My previous degree just said "T" for transfer and never indicated the source but maybe things have changed with the rise of non traditional credit.

When I first did undergrad we had CLEP and AP only
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#5
Just keep in mind if the student is earning their bachelor using a Pell Grant once a (any) bachelor is conferred no more Pell Grant. Having a bachelor eliminates a number of financial aid options for this now 2nd degree (and many schools don't allow a 2nd bachelor).  Each school will have its own rules on this type of approach. It should be researched thoroughly if this is 'the plan' to earn a (2nd) bachelor at a school that doesn't normally accept alternative credits, it may not be the savings of time or money you think (then again, it could be) - researching this sort of thing is key.

Now if you're plan would be to transfer in all (90 allowable) ACE or other alternative credits, then attend one session at UMPI but not graduate and try to transfer to another school - that is known as credit laundering, and as bjcheung77 pointed out it doesn't work.
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#6
(08-14-2023, 02:42 PM)Duneranger Wrote: Did a quick search and couldn't find a readily available answer.

A lot of BM schools with online components do not take Sophia or even ACE credits. Could you theoretically transfer your ACE credits into UMPI, maybe do one term and then transfer to another program since UMPI is regionally accredited?

This may not be super cost-effective but time wise it makes sense especially if other programs have classes/degrees that cater to your needs more.

What you're trying to do here is called "credit laundering" but unfortunately, it won't work - schools want to see your original credit.  So if they don't take ACE credit, they won't take the credits from your UMPI transcript, because it will show that they are "transfer" credits.

Your choices are 1) finish at UMPI and then go for a 2nd bachelor's degree at your school of choice (which should hopefully take your degree and waive your GE and Free Elective credits, leaving you with only major coursework to complete; 2) finish at UMPI and then get a master's degree in the major of your choice; or 3) choose a school that will take ACE and has the major you want, and skip UMPI altogether.

Option #1 caveats - some schools will not allow you to get a 2nd bachelor's degree; some schools will not waive all GE's and Free Electives; no financial aid if you would have qualified had you gone the regular route.

Option #2 caveat: you may need to show that you have completed pre-reqs for your master's program, and not all schools will accept ACE credit as meeting the pre-reqs.

Option #3 caveat: you'll pay more than you would have at UMPI, but you'll have the degree you actually want.
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#7
(08-14-2023, 03:54 PM)allvia Wrote: Just keep in mind if the student is earning their bachelor using a Pell Grant once a (any) bachelor is conferred no more Pell Grant. Having a bachelor eliminates a number of financial aid options for this now 2nd degree (and many schools don't allow a 2nd bachelor).  Each school will have its own rules on this type of approach. It should be researched thoroughly if this is 'the plan' to earn a (2nd) bachelor at a school that doesn't normally accept alternative credits, it may not be the savings of time or money you think (then again, it could be) - researching this sort of thing is key.

Now if you're plan would be to transfer in all (90 allowable) ACE or other alternative credits, then attend one session at UMPI but not graduate and try to transfer to another school - that is known as credit laundering, and as bjcheung77 pointed out it doesn't work.

No chance for Pell anyways (lost that chance over a decade ago lol), it would be self-funded! Intent was to knock out major credits since my GEC are covered by my BS degree.
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#8
(08-14-2023, 05:16 PM)Duneranger Wrote: No chance for Pell anyways (lost that chance over a decade ago lol), it would be self-funded! Intent was to knock out major credits since my GEC are covered by my BS degree.

Dumb question here - what degree do you want that UMPI doesn't offer?  Because if you're trying to "knock out major credits," that to me says that you want a degree with a major similar to what UMPI offers already.  So why wouldn't you just get a degree at UMPI?
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COURSES: TESU Capstone  Study.com Pers Fin, Microecon, Stats  Ed4Credit Acct 2  PF Fin Mgmt  ALEKS Int & Coll Alg  Sophia Proj Mgmt The Institutes - Ins Ethics  Kaplan PLA
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#9
(08-14-2023, 07:15 PM)dfrecore Wrote:
(08-14-2023, 05:16 PM)Duneranger Wrote: No chance for Pell anyways (lost that chance over a decade ago lol), it would be self-funded! Intent was to knock out major credits since my GEC are covered by my BS degree.

Dumb question here - what degree do you want that UMPI doesn't offer?  Because if you're trying to "knock out major credits," that to me says that you want a degree with a major similar to what UMPI offers already.  So why wouldn't you just get a degree at UMPI?

History. UMPI has it but their course offerings in my interest area are rather sparse

(08-14-2023, 04:44 PM)dfrecore Wrote:
(08-14-2023, 02:42 PM)Duneranger Wrote: Did a quick search and couldn't find a readily available answer.

A lot of BM schools with online components do not take Sophia or even ACE credits. Could you theoretically transfer your ACE credits into UMPI, maybe do one term and then transfer to another program since UMPI is regionally accredited?

This may not be super cost-effective but time wise it makes sense especially if other programs have classes/degrees that cater to your needs more.

What you're trying to do here is called "credit laundering" but unfortunately, it won't work - schools want to see your original credit.  So if they don't take ACE credit, they won't take the credits from your UMPI transcript, because it will show that they are "transfer" credits.

Your choices are 1) finish at UMPI and then go for a 2nd bachelor's degree at your school of choice (which should hopefully take your degree and waive your GE and Free Elective credits, leaving you with only major coursework to complete; 2) finish at UMPI and then get a master's degree in the major of your choice; or 3) choose a school that will take ACE and has the major you want, and skip UMPI altogether.

Option #1 caveats - some schools will not allow you to get a 2nd bachelor's degree; some schools will not waive all GE's and Free Electives; no financial aid if you would have qualified had you gone the regular route.

Option #2 caveat: you may need to show that you have completed pre-reqs for your master's program, and not all schools will accept ACE credit as meeting the pre-reqs.

Option #3 caveat: you'll pay more than you would have at UMPI, but you'll have the degree you actually want.

Yeah based on these options, either I suck it up with the classes at UMPI or take the long route at another university. Given my current time constraints just doing UMPI's program makes the most sense. Most schools want the 30 credits for a major, sophia just helps knock out classes I dont have a strong interest in (US history).

This would be my 2nd BA/BS degree. I have a masters and 3/4th of another masters done.
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