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Completing Personal Finance..and study.com question
#1
Hello! I received the Guardian Scholarship about a week ago. I'm incredibly eager to move forward with my next general ed/pre requisites (Advanced Composition, possibly Chemistry, American Lit, etc). Possibly looking at a summer or fall start date for my BSN and I HAVE to have the composition done to officially be enrolled into the program. Time is limited because I have 3 boys who are 5, 4 and 2.5. I only average about 1-2 hrs each night of free time and maybe 2-4 additional hours on the weekend. How quickly can I plow through Personal Finance?

I am hopeful my advisors will approve the new DSST exam for my english..has anyone used study.com for DSST prep? Would that be wise to do? My RN degree is from Excelsior so I am used to preparing for HUGE exams over complicated material (pre kids though).

Looking for thoughts as to if I should just skip the Personal Finance and move on or possibly try to save a few bucks.

Thank you!
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#2
Personal Finance is a pretty quick course - spending 2 hours a night you should be able to complete it in 2 weeks very easily. You might want to quickly peek at the essays link on the Advanced Composition course and print out the assignments - that way you can begin working on the essays whenever you have some free moments, which will speed up the process.
Here Researching for my son, who has done the following:
Community College: Intro to Philosophy, Fundamentals of IT, English Comp 1
Saylor: Intro to Business, Principles of  Marketing, Corporate Communication
Shmoop: US History 2 (WGU won't accept this)
ALEKS: Int. Algebra, College Algebra
Study.com: Personal Finance, Principles of Finance, HR Management, Global Business, Advanced Operations Management
Straighterline: US History 2, Environmental Science, US History, Microeconomics, Macroeconomics, English Comp 2, Principles of Management, Business Law, Business Ethics, Psychology, Organizational Behavior, Accounting 1,Communication, Managerial Accounting, Statistics
Ed4Credit: Managing Information Systems
Sophia: Project Management
WGU: Bachelors in HR Management 

Second son is currently attending Penn Foster for his high school diploma, then on to Ashworth for An Associates in Criminal Justice
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#3
rowan555 Wrote:Personal Finance is a pretty quick course - spending 2 hours a night you should be able to complete it in 2 weeks very easily. You might want to quickly peek at the essays link on the Advanced Composition course and print out the assignments - that way you can begin working on the essays whenever you have some free moments, which will speed up the process.

It's not the compisition course, it's the prep course for the new DSST exam. is it worth it to use study.com for that?
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#4
That depends on if you learned the personal finance topics while living your life. A lot of the topics are like interest rates, basic tax concepts, basic investing, retirement plans, balancing a checkbook. So that could be really easy for some people. Some haven't learned all of that yet, especially younger people.

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#5
I'm a homeschooling mom of a 14yo, 9yo, 6yo, and about-to-be-4yo, pregnant with #5 and got approved for the Guardian scholarship during final exam week at my "regular" online college. I still managed to finish Personal Finance in just a few days. I'm guessing you're already at least vaguely familiar with things like budgeting, how mortgages & credit cards work, etc. and if so you can move through it pretty quickly. I don't even handle any of the money at my house 'cause it's not my thing, and they pretty much lost me on investments and estate planning, but I still scored pretty high -- there's plenty of practical stuff to balance that out. (And I did the proctored exam at like 11:00 at night after the kids were in bed.)
-Rachel

BS in Interdiscipl. Studies (Health Sci. + Beh. Sci. [Coaching] + Business) at Liberty U

Liberty U: 36 cred finished

LU ICE exam:
4 cred
Christopher Newport U:
2 cred
Amer. Coll. of Healthcare Sciences: 52 cred (+14 non-transferable)
Study.com: Pers Fin, Amer Gov
Shmoop: Bible as Lit, Lit in Media
SL: Bus. Ethics, IT Fundamentals, Intro to Religion, Intro to Comm, Intro to Sociology, Surv of World History, Engl Comp I&II

TECEP: Intro to Critical Reasoning (didn't transfer)
ALEKS: Intro Stats
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#6
a2jc4life Wrote:I'm a homeschooling mom of a 14yo, 9yo, 6yo, and about-to-be-4yo, pregnant with #5 and got approved for the Guardian scholarship during final exam week at my "regular" online college. I still managed to finish Personal Finance in just a few days. I'm guessing you're already at least vaguely familiar with things like budgeting, how mortgages & credit cards work, etc. and if so you can move through it pretty quickly. I don't even handle any of the money at my house 'cause it's not my thing, and they pretty much lost me on investments and estate planning, but I still scored pretty high -- there's plenty of practical stuff to balance that out. (And I did the proctored exam at like 11:00 at night after the kids were in bed.)

Thanks.. I'm sitting here right now with a free hour and I'm still waiting for my "directions." This is what kills me, I'm ready to go NOW and honestly I am wondering if it's just worth it to pay for the credits I need either by exam or an actual course. Also, I'm an RN and have been working 12 hr days (which are more like 14-16 hr days), 2/3 of boys have developmental issues requiring significant emotional/behavior support..I am pretty fried toward the end of the day and on weekends. I am so on the fence about trying to do this personal finance course because of my limited mental energy.
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#7
erinp88 Wrote:Thanks.. I'm sitting here right now with a free hour and I'm still waiting for my "directions." This is what kills me, I'm ready to go NOW and honestly I am wondering if it's just worth it to pay for the credits I need either by exam or an actual course. Also, I'm an RN and have been working 12 hr days (which are more like 14-16 hr days), 2/3 of boys have developmental issues requiring significant emotional/behavior support..I am pretty fried toward the end of the day and on weekends. I am so on the fence about trying to do this personal finance course because of my limited mental energy.

I don't understand - what directions are you waiting for? If you have your login info, which you should, you just start the personal finance course. As soon as you're done you can move on to the next. It really is a super easy way to get 15 credits for free.
Here Researching for my son, who has done the following:
Community College: Intro to Philosophy, Fundamentals of IT, English Comp 1
Saylor: Intro to Business, Principles of  Marketing, Corporate Communication
Shmoop: US History 2 (WGU won't accept this)
ALEKS: Int. Algebra, College Algebra
Study.com: Personal Finance, Principles of Finance, HR Management, Global Business, Advanced Operations Management
Straighterline: US History 2, Environmental Science, US History, Microeconomics, Macroeconomics, English Comp 2, Principles of Management, Business Law, Business Ethics, Psychology, Organizational Behavior, Accounting 1,Communication, Managerial Accounting, Statistics
Ed4Credit: Managing Information Systems
Sophia: Project Management
WGU: Bachelors in HR Management 

Second son is currently attending Penn Foster for his high school diploma, then on to Ashworth for An Associates in Criminal Justice
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#8
erinp88 Wrote:Thanks.. I'm sitting here right now with a free hour and I'm still waiting for my "directions." This is what kills me, I'm ready to go NOW and honestly I am wondering if it's just worth it to pay for the credits I need either by exam or an actual course. Also, I'm an RN and have been working 12 hr days (which are more like 14-16 hr days), 2/3 of boys have developmental issues requiring significant emotional/behavior support..I am pretty fried toward the end of the day and on weekends. I am so on the fence about trying to do this personal finance course because of my limited mental energy.

No need to wait - just start the Personal Fiance course - do not go anywhere else, do not browse. That is basically what the instructions tell you - they warn you not look around or wander the site until after you complete the Personal Finance Course, or you could lose your scholarship.
Amberton - MSHRB
TESU - ASNSM/BSBA



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#9
erinp88 Wrote:Thanks.. I'm sitting here right now with a free hour and I'm still waiting for my "directions." This is what kills me, I'm ready to go NOW and honestly I am wondering if it's just worth it to pay for the credits I need either by exam or an actual course. Also, I'm an RN and have been working 12 hr days (which are more like 14-16 hr days), 2/3 of boys have developmental issues requiring significant emotional/behavior support..I am pretty fried toward the end of the day and on weekends. I am so on the fence about trying to do this personal finance course because of my limited mental energy.

If you are going to do the courses through other options, I would write to Study.com and let them know. The Guardian scholarships were originally going to be for 50 people. It sure seems like they have given out a lot more than that, but I would imagine the number is still getting close to maxed out. If you aren't going to use the scholarship, you could try to give it back so another student can.
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