Cheapest/Fastest way to get 12 CR?

[LuckyLion44]

Non-degree seeking aid:
Sometimes, not always, you can apply for a non-degree seeking graduate certificate (usually 12-18 hours in length). Depending on the certificate, it an qualify for financial aid.

Exhibit A:
From StudentAid.gov: "To qualify for federal student aid (grants, loans, and work-study funds), you must meet certain eligibility requirements. Some of our general eligibility requirements are that you must demonstrate financial need (for most programs); be a U.S. citizen or eligible noncitizen; and be enrolled or accepted for enrollment as a regular student in an eligible degree or certificate program." ...or certificate program. See: https://studentaid.gov/sites/default/fil...g-info.pdf

Exhibit B:"One of the primary requirements for a graduate certificate program to be eligible is that its coursework prepares students for gainful employment in a recognized occupation." For example, I hold a graduate certificate in a very technical field and financial aid covered it. https://www.graduatecertificates.com/faq...ligibility

Exhibit C: https://www.njit.edu/financialaid/gradua...e-students
Exhibit D: https://www.utep.edu/student-affairs/fin...grams.html
Exhibit E: https://catalog.drexel.edu/certificates/...-eligible/
Exhibit F: https://www.depaul.edu/admission-and-aid...idElig.pdf

There are more -- Start by looking for certs with helpful classes...maybe even swk subjects classes. Then call the financial aid dept of that school and ask if it is eligible.