Denied Financial Aid Because of 182 Credits.

[Adam54321]

Someone made a mistake in the department, I repeat what I mentioned in post #18:  "If I'm reviewing your account correctly, I don't see that a bachelor's degree has been earned at a prior institution so requirements are not met for financial aid."

Respond to them immediately, you're going for your first degree and that's the reason you need financial aid. What other requirements are needed to get financial aid? Individuals apply for financial aid to finish their degree, I'm confused why I need a degree in the first place before I get financial aid.

I am in good standing with all colleges. 

I have responded. 

I have also contacted ACE, Coursera, etc., letting them know my situation. Hopefully, someone will reply. 

I sincerely appreciate you and the others in this forum for helping in my journey so far.

---

The requirements can be found directly from FAFSA. If you meet these requirements, you should qualify for Financial aid. (https://studentaid.gov/understand-aid/el...quirements). 

“A grant is a form of financial aid that doesn’t have to be repaid” (https://studentaid.gov/understand-aid/types) “Federal Pell Grants usually are awarded only to undergraduate students who display exceptional financial need and have not earned a bachelor's, graduate, or professional degree.” (https://studentaid.gov/understand-aid/types/grants/pell) Therefore, an associate’s degree would not affect Pell Grant/Financial Aid eligibility. Additionally, since ACE credits only “provides recommendations on college credit to be received” and does not award a bachelor's, graduate, or professional degree, any amount of ACE credits on a transcript would not affect Pell Grant/Financial Aid eligibility.

“If I'm reviewing your account correctly, I don't see that a bachelor's degree has been earned at a prior institution so requirements are not met for financial aid.” This statement is absolutely ridiculous. So, is this person is stating to receive financial aid for a bachelor’s, you have to have a bachelor’s to qualify for financial aid? However, “Once you have earned a bachelor’s degree or your first professional degree, or you’ve used up all 12 semesters of your eligibility, you are no longer eligible to receive a Federal Pell Grant.” (https://studentaid.gov/help-center/answe...pell-grant) With that logic, it would be impossible for ANYONE to qualify for Pell Grant since the bachelor’s “requirement” would immediately disqualify EVERYONE. Even if that was true, not having a bachelor's wouldn’t deny other forms of financial aid such as direct subsidized and unsubsidized loans. "Direct Subsidized Loans are available to undergraduate students with financial need" and “Direct Unsubsidized Loans are available to both undergraduates and graduate or professional degree students. You are not required to show financial need to receive a Direct Unsubsidized Loan.” (https://studentaid.gov/understand-aid/ty...subsidized)

In my opinion, I think you are somehow emailing the UMPI call center people. Please call UMPI directly and do not continue this email chain with this person.

Thank you for your post, I will review and apply each point you made as it applies to my situation. Thank you for the details you have provided. 
UMPI states because I have 182 credits and have not received a bachelor's degree, I don't qualify for financial aid. I understand your statement regarding this. I have sent emails to several organizations and ACE. I will look into the other financial aid options, but it seems I have been denied.