Advice On Degree Options

[TaraD2020]

I hope I followed this correctly.

Your Location: New York, United States

Your Age: 44 in a month
What kind of degree do you want?: I want whatever degree I can transfer the most credits to - but I am proficient in business and marketing

Obtained the Pierpont AAS BOG AOE: Business in 2023

Current Regional Accredited Credits:

Penn Foster College - 4
Intro to Graphic Design - 3
Graphic Design Orientation - 1

Current ACE, CLEP, or NCCRS Credits:

SOPHIA CREDITS - 95
VISCOMM1001 - Visual Communications
EVS1001 - Environmental Science
STAT1001 - Intro to Statistics
CS1001 - Intro to Information Technology
ECON1001 - Macroeconomics
ECONN1002 - Microeconomics
BUS1001 - Intro to Business
HLTH1010: Intro to Nutrition
PHIL1002 - Introduction to Ethics
PM1001 - Project Management
CS1005 - Intro to Web Development
ARTHIST1001 - Art History 1
FIN1001 - Principles of Finance
HUMBIO1001 - Human Biology
SCIE1045: Microbiology
SCIE1050: Anatomy and Physiology I
CHEM1001: Intro to Chemistry
BUSI1010 - Financial Accounting
ARTHIST1002 - Art History 2
CONRES1001: Conflict Resolution
MATH1020 - Introduction to College Mathematics
HIST1001: U.S. History 1
HIST1002: U.S. History 2
BUSI1025: Business Communication
HIST1020: U.S. Government
BUSI1020: Business Ethics
BUSLAW1001: Business Law
PSYCH1001: Introduction to Psychology
PHIL1002: Ancient Greek Philoshophers
English Comp - Waiting on final grade
Principles of Management - waiting on final grade
CONRES1000: Essentials of Managing Conflict
BUS1200 - Developing Effective Teams

Any certifications or military experience?
Digital Marketing & e-Commerce Specialization - Coursera - 9cr
Project Management Specialization - Coursera - 9cr

Budget: I really dont have anything saved, so I would have to take a loan. I do not qualify for any aid.

Commitments: 1 kid, full time job, work from home 3 days a week. I also play pickleball one day a week.

Dedicated time to study: I can do work when I am working from home, as well as nights and weekends. I did alot of work on Sophia in this timeframe.

Tuition assistance/reimbursement: My workplace only has 15% off Liberty University, which is still expensive. I can save $100 a credit at Excelsior because I have taken Sophia courses and I was offered $500 off for each semester, up to 4 at WGU.