Help choosing and planning, please!

[origamishuttle]

I'm currently working towards a plan I made for the BS in Information Technology at WGU, if I follow it, I may be able to finish my degree in 1 to 2 terms and pay around 14,000.

You seem to be doing well with certifications, so you can probably complete the WGU BSIT in a single six-month term. Tuition is just over $4,000, so where is the extra $10k?

I'm thinking of doing the Accelerated BS and MS in IT, it would probably require the same time commitment and the price would be around 18,000. 

I agree that accelerated is the way to go if you want the BSIT anyway, because it gives you the option of continuing on to the MSITM. The accelerated program knocks out two of the MSITM courses, which is a good degree if you're aiming for a management position. However, if you really want to maximize certifications, or if you're planning on a more technical career track, the WGU MSCSIA allows you to transfer just over half the degree with certifications. Network+, Security+, Pentest+, CySA+, CASP+, and CISM are worth 18 of the 34 CUs required for the MSCSIA.

I just found out that there are other universities where I could potentially get a BS for way less money and faster than at WGU. I want an IT or cybersecurity degree, any degree in that area like for example, Cloud is good too. 

For an IT-related degree, WGU is probably your best option. UMPI YouPace would almost certainly be less expensive, but they don't have technical degrees yet, and overall time to completion may be similar to WGU.

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Do you prefer writing or exams? PUG could potentially be cheaper and faster than WGU, but you'd have to do a lot more writing than you'd do at WGU.

From what I can tell, PUG is a lot more writing, like a WHOLE LOT more writing. And at best, overall cost and time is probably similar to WGU.