Help with Master's degree

[PatsGirl1]

So I have narrowed it down to 2 M.A. programs. I am looking to teach at a Community College in either English/Literature, History, or general Humanities. Generally 18 grad credits is required to teach a subject.

I found the following:
Cal State-Dominguez Hills online M.A. in Humanities. You can specialize in one subject- I would do Literature. Cost is about $6360+ books/extras. Would take about 12-16 months to finish. Con: it's a "concentration" in Literature, not an actual degree in it. Pros: Cost, time, I like the "name" recognition, and the classes sound really cool.

Western New Mexico Univ. online M.A. in Interdisciplinary Studies- you get two 18 credit concentrations. I would do History and English, making me qualified to teach two fields. Cost is about $6850+ books/extras. Would take a full 2 years to finish. Con: It would take longer, cost is more. Pros: 2 subjects I can teach, cost is still reasonable.

Or there's Morehead State's online M.A. in English. Traditional program. Cost is about $10,000-$11,000+ books/extras. Would take about 20-24 months to finish. Con: COST is a lot more, time, GRE required, name is something I can see being teased about, only qualified to teach one subject. Pros: It's a well-regarded program, I was conditionally accepted already

What would you do if you were me? lol Also, cost is a factor. If I choose CalState or WNMU, we can pay cash for the M.A. With Morehead, I would need to take out some loans. Also, finishing a year sooner would help me get adjuncting sooner (well, nothing's guaranteed but it would help).