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[P226mem]

The worrisome aspect is the fact they keep taking money after one asks them to cancel.

I'm going to wait and see if that really happens with my account when this course is done and transcript is sent. Hopefully I can find this thread and report back.
However, I was not charged while my account was "paused" for 2 months between my courses. I needed a break this summer for personal matters in our family, and paused the account without being charged. That process was very easy. Took me less time to do that than to type this reply.

Hope you find what works for your level of budget. good luck on finishing your degree!