Took 6 Sophia Learning Courses in 2 months and passed them all, listing my thoughts

[ctcarl]

No, they do decide - cosc announced even if a class is ace you might not get credit based on an agreement they make with a particular company

COSC has been that way for years.  When I checked in 2018, COSC's policy was "When a credit review by its own faculty has not been made, the College may consider the credit recommendations issued by the American Council on Education's College Credit Recommendation Service (ACE Credit) or the National College Credit Recommendation Service (NCCRS)." 

TESU's policy was, and remains: "Thomas Edison State University generally accepts the credit recommendations of the American Council on Education (ACE) CREDIT and the National College Credit Recommendation Service (National CCRS)."

That's why I went with Excelsior, so I wouldn't have to deal with my school throwing a dart at a board to decide whether or not I'd get credit for an ACE or NCCRS-approved course.