modern states courses and Saylor tests or study.com?

[dfrecore]

...  Money is mostly an issue because my husband doesn't see the value in me having a degree, so I'm trying to do AS MUCH as I can as inexpensively as I can, using the money I earn selling random stuff I don't need online and then I will start doing the more costly options in a few months. Once I'm more than halfway there and he sees how little it cost, he will be more supportive i'm sure.

I do plan on doing cleps but they're more difficult due to childcare needs so I want to do as much directly from home... so money is an issue and its not if that makes sense... its still lowest on my priority list, but if I can do easy AND fast AND cheap, its more appealing.

Nice guy.  

I understand that leaving home to take the test is a struggle, but even if you do SDC, you'll still have to manage 2+ hours of proctored testing per course. So, it's likely you'll still need some sort of childcare. At least with the CLEP, you will have left the house and know that you won't be interrupted.

I would say that it is MUCH harder to leave home to go take tests (it's normally going to add at least an hour to your time, and for me it was a LOT more than that).  I loved being able to do the at-home exams, which I did at 10pm after both my kids and husband were in bed.  I'm a night owl, so it worked great for me.  For someone who is an early riser, I think it would be more difficult to pull off since kids are not so accommodating about what time they get up in the morning in my book.

I would also probably try to make a deal with your husband - give me a set time each day to spend doing schoolwork, even if it's an hour at 8pm after the kids go to bed or something along those lines, and maybe 3 hours on Saturday mornings while he takes the kids to the park - or something like that - and offer him something in return that you know is important to him.  My husband did not think it was important for me to get a degree (it really wasn't), BUT he realized that it was important to me and so helped me achieve that goal.  I had to agree NOT to bug him about getting a degree himself.