Seriously worried—almost all of degree university-level courses = grade 12 courses

[Tedium]

What credit evaluation company did you use?  You might try another one.

Your other option is to go to a Canadian school instead, if you were able to get more credit.  There's one they discuss on this forum sometimes, but I can't remember the name.

I think you’re thinking of Athabasca University. It’s the only US Regionally accredited Canadian University.

That could help with the sticky transfer, but I don’t know about Canadian higher learning to say for sure.

@pws: don’t fret too much. Many members here have found themselves in your position. People feel the same sort of frustration and panic when they try to transfer a Nationally Accredited degree to a Regionally Accredited school. Little to nothing transfers over and they feel as if they have wasted a huge chunk of time and money, but those same people start back from the bottom and burn through some new credits and get their diplomas in record time. 

Don’t be too discouraged.