Degree/Cert/Diploma in helping/psych fields?

[Ideas]

Capella looks great, except they don't seem to allow someone to finish in 2 terms. The capstone always gets forced to the 3rd term even when the 2nd term only has 4 classes (and you choose that you want do to 6 classes a term). So Masters would be about $7200+, which is still great, but not like the MBA programs, and I'd probably have to go only for the Bachelors due to time and money, at least for now If it's possible to finish in 2 terms, that changes everything.