Degree plan through Study.com

[alzee]

I'll put my reasoning another way so maybe it's easier to understand, and to see why it's not (probably) going to cost you any more to do -- but could cost a lot in the long run.

Since you're not enrolled now, I know that your plan is going to involve at least one -- the capstone. If you are going to take even one more TECEP or course, then you can start with that one right now, and get your catalog locked in. A year from now, take the capstone and buy yourself another enrolled year on the same catalog.

Of course you can fit more TECEPs in as well and do those instead of the capstone, and just spread them out so that you remain enrolled.

The alternative is that you pay a significant amount of money to StraighterLine, Penn Foster, or even just to ProctorU for Saylor courses -- only to have those courses no longer work with your plan due to changes in the plan.

The TECEPs and courses you take to remain enrolled will, by definition, never "not fit" into your plan unless you let your enrollment lapse between taking them.