How in the world do you pay for all of these exams?!

[mrs.b]

I'll also point out that the cash for the exams isn't going to be needed at one time.

This is how I did it. Looking at the lump sum you'll need to finish, it does seem like a lot to pull out of the budget, but if you aim for one test a month, it's just $80-100/month depending on your test center's proctor fee. Even if you can only afford to do a test every 2-3 months...progress is progress.