TESC questions- Capstone, credit banking, etc

[FallingWaters]

I "applied" (paid the $75) to TESC in December because I am sure I'm going to graduate through them and wanted to see if and how they'd apply my miscellaneous credits from 15+ years ago. My most recent updated evaluation for a BA in Social Sciences says this under the Concentration area: "**It is highly recommended that course LIB-495 be completed to satisfy 3 semester hours of this requirement.**" I thought the Capstone was mandatory now?

Also, I won't be able to finish my degree requirements in the next several months. I read on this forum about credit banking at TESC. My questions: *After the 6 months are up, will they retain all the transcripts and credits they currently have? *What if I add more (use their code in the exams I take) while not enrolled? *If not, it seems cheaper to have all the CC, CLEP, DSST transcripts resent to them than to pay the $300-$400 I read here. True, or... ?

Thanks for any info you can give.