Starting Almost Completely Over at TESC

[Tedium]

Well, here's the deal. As many of you may have read, I was trying very hard to help change Southern New Hampshire University's CBE policy. They have been stonewalling me or giving me "we're still talking about it". Now I find out I am going to have to re-take Literary Theory because they don't accept it as a direct transfer from my last university, even though the course descriptions are almost exactly the same. I wouldn't have an issue, at least with the work, re-taking the class, but this is sort of a principle issue. They added a year and a half to my graduation date with their deceptive CBE policies, and now I have to re-take this class. That's pretty much the last straw for me. I am paying for a private university and I could be putting that money toward Grad. school.

Here is my dilemma: I had some family issues my last few terms and I couldn't complete all of my work so I got failing grades in the last few terms. Like an idiot I kept registering for new terms thinking, "I'll make it up this term." That was a mistake. Lesson learned: don't attempt classes you are not 100% sure that you can complete. I screwed up and I know it.

I want to get into an English Graduate program, either MA or MFA Fiction, and they want your transcripts from all schools and usually a 3.0 in at least the last 60 hours. I could pull off the 3.0 for the remaining hours, but I have a feeling that once they look at those Fs or my cumulative GPA and they will reject me without a second thought.

So here is my plan: Start almost completely over at TESC. Start the BA English program with only the 18 CLEP/DSST credits I have now. 60 CBE credits(all will have to be RA), 27 credits at schools like LSU extension or BYU for the upper level English credits, and 36 hours at TESC (which I think would be a full-time year). I would need to be a full-time student in order to get my financial aid money which I would use to finance my courses at other programs and my CBEs. I may have to adjust those CBE numbers based on how many hours I have already attempted to stay within the 150% federal limit. I will find out for sure tomorrow how exactly how many I have attempted. And I want to take as many courses as possible so that a school can't say anything about a lack of "actual" course work.

Reasoning: It would actually take me less time and money to do it this way at TESC than to finish at SNHU. I am thinking I can finish in a year or year and a half at most. Also, from what I have been able to gather from this forum and other sources, a Graduate program is only interested in the credits that go toward your degree. If I don't use any of my past credits for my degree, they won't ask for those transcripts. That and my cumulative GPA would improve. Is this completely off base? I am pretty sure it works in theory, but can anyone confirm or refute this idea about Grad. school, all ethics aside. I know that it might ultimately depend on each school, but I would like to know some opinions about this in general.

I have already contacted both TESC and COSC with this idea and it turns out that TESC is most on board with this plan. They are also a bit cheaper and I feel like the major (as opposed to concentration) would better serve me when scouting out Grad. schools.

Sorry for the novel of a post. I haven't had a lot of sleep in the past few days trying to sort all of this out and I could really use some other eyes on this to let me know that I am not completely crazy.