Denied Financial Aid Because of 182 Credits.

[Adam54321]

I am being denied Financial Aid because I have transferred to UMPI 182 credits. Only 4 are from RA schools. Does anyone know what I can do to receive financial aid? UMPI sent an appeal form. The form doesn't address my situation. Any advice? Other than the 4 RA, all the rest are ACE courses.

[davewill]

For financial aid, the difference between NA and RA isn't significant. If I were appealing, I would concentrate on how much aid I had received (hopefully not much). If you've already received 4 years' worth of aid, I can't see that they would grant you more.

My other take is that the main reason we recommend these schools is because the tuition is so reasonable. If you can't get the aid, I'd hope you'd find a way to make it work anyway.

[Adam54321]

For financial aid, the difference between NA and RA isn't significant. If I were appealing, I would concentrate on how much aid I had received (hopefully not much). If you've already received 4 years' worth of aid, I can't see that they would grant you more.

My other take is that the main reason we recommend these schools is because the tuition is so reasonable. If you can't get the aid, I'd hope you'd find a way to make it work anyway.

Thank you for responding. I do not have NA credits. I have never received financial aid of any sort.

[Duneranger]

For financial aid, the difference between NA and RA isn't significant. If I were appealing, I would concentrate on how much aid I had received (hopefully not much). If you've already received 4 years' worth of aid, I can't see that they would grant you more.

My other take is that the main reason we recommend these schools is because the tuition is so reasonable. If you can't get the aid, I'd hope you'd find a way to make it work anyway.

Thank you for responding. I do not have NA credits. I have never received financial aid of any sort.

It's possibly 1500-1700 dollars for an entire degree. Get a small personal loan and suck it up. They payments would be extremely minimal. This isnt some 100k in-person 4 year BA like I did years ago. They even have payments plans if you want to do cash. You are making this way harder than it needs to be

[bjcheung77]

I'm thinking of paying the entire lot on my credit card, it'll be an extra 2.95% though... They have payment plans, you can split this into 3 payments... However, you missed the deadline, so you can only split it into two now...

[Duneranger]

I'm thinking of paying the entire lot on my credit card, it'll be an extra 2.95% though... They have payment plans, you can split this into 3 payments... However, you missed the deadline, so you can only split it into two now...

Exactly, easy CC points. I get finances can be tough but these degrees are so freaking cheap (and are an investment right?)  and people here hem and haw over something which is 1% the cost of many colleges.  There are a billion ways to make it work.

[allvia]

I don't see any existing credit limit for students who have not completed a bachelor degree on the Student Aid site, but what is your previous school GPA? I know you have only 4 credits to transfer, but if you have a college credit (exclude the alt credits) GPA of <2.0 that could be a problem. Meaning if 'way back'  you failed two or three courses but passed one (even with an A) the total GPA may be too low for Federal Aid.

[ss20ts]

I am being denied Financial Aid because I have transferred to UMPI 182 credits. Only 4 are from RA schools. Does anyone know what I can do to receive financial aid? UMPI sent an appeal form. The form doesn't address my situation. Any advice? Other than the 4 RA, all the rest are ACE courses.

I transferred more credits and wasn't denied financial aid. What was your GPA at the RA school? Wondering if that's the issue. Transfer credit typically isn't the issue.

[bjcheung77]

Straight from the source: https://studentaid.gov/understand-aid/el...ity/regain
Advisor (Forbes), Alternatives: https://www.forbes.com/advisor/student-l...-progress/

[ss20ts]

I'm thinking of paying the entire lot on my credit card, it'll be an extra 2.95% though... They have payment plans, you can split this into 3 payments... However, you missed the deadline, so you can only split it into two now...

Exactly, easy CC points. I get finances can be tough but these degrees are so freaking cheap (and are an investment right?)  and people here hem and haw over something which is 1% the cost of many colleges.  There are a billion ways to make it work.

While you may think there are a billion ways to make it work, that's just not the case for many people. Many people don't have credit cards or hte available credit on a credit card to spend $1700 and hope that's all they need to spend. Many people are from other countries and finances are nothing like in the US.