Student Loan Payment Pause

[rachel83az]

https://archpublichealth.biomedcentral.c...20-00402-5

Adults with higher educational attainment have better health and lifespans compared to their less-educated peers. We highlight that tertiary education, particularly, is critical in influencing infant mortality, life expectancy, child vaccination, and enrollment rates. In addition, an economy needs to consider potential years of life lost (premature mortality) as a measure of health quality.

https://societyhealth.vcu.edu/work/the-p...auses.html

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4691207/

https://www.annualreviews.org/doi/10.114...816-044628

https://nam.edu/perspectives-2014-unders...nd-health/

Of the various social determinants of health that explain health disparities by geography or demographic characteristics (e.g., age, gender, race-ethnicity), the literature has always pointed prominently to education. Research-based on decades of experience in the developing world has identified educational status (especially of the mother) as a major predictor of health outcomes, and economic trends in the industrialized world have intensified the relationship between education and health. In the United States, the gradient in health outcomes by educational attainment has steepened over the last four decades (Goldman and Smith, 2011; Olshansky et al., 2012) in all regions of the United States (Montez and Berkman, 2014), producing a larger gap in health status between Americans with high and low education. Among white Americans without a high school diploma, especially women, life expectancy has decreased since the 1990s, whereas it has increased for others (Olshansky et al., 2012). Death rates are declining among the most educated Americans, accompanied by steady or increasing death rates among the least educated (Jemal et al., 2008).

If health and education are positively linked, shouldn't we all be rallying for people to have access to as much education as possible? Wouldn't you rather your taxes go towards tens of thousands in university fees once rather than hundreds of thousands in hospital bills over a lifetime? Give more people the opportunity to pay higher taxes to relieve the system of the burden of paying for them?

As it stands now, the best that most economically disadvantaged people can hope to attain is a net 0 contribution. They're not taking welfare, but neither are they paying taxes because of refunds. If a health emergency happens, such as a broken leg, they may not have any health insurance at all under the current system. Now, the hospital isn't going to be able to get any money from that person, so the hospital is going to redistribute the cost to those who can pay; generally, the insured. Whether or not the health system needs an overhaul as well is another topic entirely. But it seems to me that the average tax-paying American is actually paying more by denying free college education than they would if that education were available to everyone.

[dfrecore]

https://archpublichealth.biomedcentral.c...20-00402-5

Adults with higher educational attainment have better health and lifespans compared to their less-educated peers. We highlight that tertiary education, particularly, is critical in influencing infant mortality, life expectancy, child vaccination, and enrollment rates. In addition, an economy needs to consider potential years of life lost (premature mortality) as a measure of health quality.

https://societyhealth.vcu.edu/work/the-p...auses.html

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4691207/

https://www.annualreviews.org/doi/10.114...816-044628

https://nam.edu/perspectives-2014-unders...nd-health/

Of the various social determinants of health that explain health disparities by geography or demographic characteristics (e.g., age, gender, race-ethnicity), the literature has always pointed prominently to education. Research-based on decades of experience in the developing world has identified educational status (especially of the mother) as a major predictor of health outcomes, and economic trends in the industrialized world have intensified the relationship between education and health. In the United States, the gradient in health outcomes by educational attainment has steepened over the last four decades (Goldman and Smith, 2011; Olshansky et al., 2012) in all regions of the United States (Montez and Berkman, 2014), producing a larger gap in health status between Americans with high and low education. Among white Americans without a high school diploma, especially women, life expectancy has decreased since the 1990s, whereas it has increased for others (Olshansky et al., 2012). Death rates are declining among the most educated Americans, accompanied by steady or increasing death rates among the least educated (Jemal et al., 2008).

If health and education are positively linked, shouldn't we all be rallying for people to have access to as much education as possible? Wouldn't you rather your taxes go towards tens of thousands in university fees once rather than hundreds of thousands in hospital bills over a lifetime? Give more people the opportunity to pay higher taxes to relieve the system of the burden of paying for them?

As it stands now, the best that most economically disadvantaged people can hope to attain is a net 0 contribution. They're not taking welfare, but neither are they paying taxes because of refunds. If a health emergency happens, such as a broken leg, they may not have any health insurance at all under the current system. Now, the hospital isn't going to be able to get any money from that person, so the hospital is going to redistribute the cost to those who can pay; generally, the insured. Whether or not the health system needs an overhaul as well is another topic entirely. But it seems to me that the average tax-paying American is actually paying more by denying free college education than they would if that education were available to everyone.

This is talking about people with and without a high school diploma - which we do pay for.

As for college - not everyone WANTS to go to college (I have one of these), not everyone CAN go to college (not everyone is smart enough to get a degree), and paying off student loans is not the same as paying for a basic education for people.  If we want to CC and 2yr degrees free, I'm ok to discuss this.  But a 4yr degree, which we've already figured out gives people higher salaries?  Why are we paying for this?  Why are we paying for dorms and crap?

Telling people they can continue their education at the local CC and get them halfway to a 4yr degree that they can pay for themselves sounds like plenty.  But giving people "the college experience" for free...no thanks.  How many will just go to have fun and party and never graduate?  I'm guessing more than do so now, since it will be "free."  (I mean taxpayer funded).

I'll bet you dollars to donuts that if we start making college "free", more will go and fewer will graduate.  There are plenty of kids who go to "free" high school and don't do their best to take advantage of things, what makes you think they'll all start caring when they turn 18?  I don't get this kind of thinking.  It's like nobody looks at human nature.  Or previous outcomes.

[rachel83az]

Nope, not just HS vs. no HS. Tertiary education means college, university, and/or trade school. Again:

Adults with higher educational attainment have better health and lifespans compared to their less-educated peers. We highlight that tertiary education, particularly, is critical in influencing infant mortality, life expectancy, child vaccination, and enrollment rates. In addition, an economy needs to consider potential years of life lost (premature mortality) as a measure of health quality.

[dfrecore]

Nope, not just HS vs. no HS. Tertiary education means college, university, and/or trade school. Again:

Adults with higher educational attainment have better health and lifespans compared to their less-educated peers. We highlight that tertiary education, particularly, is critical in influencing infant mortality, life expectancy, child vaccination, and enrollment rates. In addition, an economy needs to consider potential years of life lost (premature mortality) as a measure of health quality.

I was responding to this one in particular: 

"Among white Americans without a high school diploma, especially women, life expectancy has decreased since the 1990s, whereas it has increased for others (Olshansky et al., 2012)."

[rachel83az]

That one does say that, yes. But this is not an effect exclusive to HS vs no HS. Even on that page, it cites several links to college/university degrees and health.

[dfrecore]

That one does say that, yes. But this is not an effect exclusive to HS vs no HS. Even on that page, it cites several links to college/university degrees and health.

I'm guessing people aren't going to read every link if you post multiple - I sure don't.  So I was responding to your words.

We can agree to let it drop.  You aren't going to respond to the things I think are important, I'm not going to agree on everything you post, I think it's done.

[John Mandujano]

Great news! But still, I have to pay my payments. I think this Payment Pause is just a political move before the election, I read it on several 2021 political science research topics on this source https://edubirdie.com/blog/political-science-research-topics and I think that we have to change the university budgeting system first, to provide more affordable degrees, or to move on different recruiting policies.