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Fafsa, Pell grant, financial aid
#1
I had plans to attend Arizona State University online. They offer a BS in Biology so everything was perfect. Until they finally got back with me on the dollar amount of my financial aid I would receive.. $1700 a semester.. The total tuition is $9936. My goal is to get a Bachelors without going into debt to do it. I got an associates through NMJC and didn't have to pay a dime!!! I even had overage and was able to perfectly budget my books on ebay and amazon with the extra cash. What I'm not understanding is why is my pell grant covering so little now? Is there a secret formula I can do to find the perfect college. I don't even care about the overage amount I'd just like to break even. Are there Universities that calculate tuition costs the same as NMJC? I'm not worried about time or transferring in credits from ACE I'll take a loss on those but I am worried about cost and must be online. Any help is very much appreciated.
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#2
You could try contacting ASU finaid to work with them. When I filled out my FAFSA earlier this year, it used my 2016 financial info and I was not eligible for Pell. When I talked to tesu finaid, I explained that my financial situation changed in 2017, so I was able to submit that info and file for a decrease in income and became eligible for Pell.

Also look into scholarships.
I know you already have have a job but part-time (20 hours/week) Starbucks employees actually get to attend ASU online for virtually free. So it's something to consider.
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#3
(09-19-2018, 12:41 PM)MNomadic Wrote: You could try contacting ASU finaid to work with them.  When I filled out my FAFSA earlier this year, it used my 2016 financial info and I was not eligible for Pell. When I talked to tesu finaid, I explained that my financial situation changed in 2017, so I was able to submit that info and file for a decrease in income and became eligible for Pell.

Also look into scholarships.
I know you already have have a job but part-time (20 hours/week) Starbucks employees actually get to attend ASU online for virtually free. So it's something to consider.

Oh dang that is awesome! I wish I could swing it. That is an incredible deal. My income did decrease by about $4000 so I will call and see if that makes any difference. Thank you!
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#4
Oh and no I don't believe there are universities that calculate tuition like NMJC. Community colleges are almost always significantly cheaper than universities (and NMJC is significantly cheaper than most community colleges). So your best bet may be to try and secure more scholarships and grants to help pay for your degree.
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(77CU transferred in)(44/44CU ) 

RA(non WGU)(57cr)
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Sophia(60cr): 23 classes
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#5
(09-19-2018, 12:22 PM)Tennesseegirl87 Wrote: I had plans to attend Arizona State University online. They offer a BS in Biology so everything was perfect. Until they finally got back with me on the dollar amount of my financial aid I would receive.. $1700 a semester.. The total tuition is $9936. My goal is to get a Bachelors without going into debt to do it. I got an associates through NMJC and didn't have to pay a dime!!! I even had overage and was able to perfectly budget my books on ebay and amazon with the extra cash. What I'm not understanding is why is my pell grant covering so little now? Is there a secret formula I can do to find the perfect college. I don't even care about the overage amount I'd just like to break even. Are there Universities that calculate tuition costs the same as NMJC? I'm not worried about time or transferring in credits from ACE I'll take a loss on those but I am worried about cost and must be online. Any help is very much appreciated.

Is this $1700 a semester a Pell Grant?  If so then that is likely going to be the Max at any school.  NMJC tuition is just so low that this same award would cover your tuition and give you that overage you're talking about (to be used to pay for books, room and board - even if living 'at home' - and other expenses related to being a FT student.)  Am I correct that beyond this 'financial aid' they are offering you student loans to make up the difference?

EDIT: Here is the link(s) that MNomadic mentioned regarding the Starbucks tuition deal with ASU - https://asuonline.asu.edu/starbucks-and-...university AND https://students.asu.edu/cap/myasu AND Starbucks directly: https://www.starbucks.com/careers/college-plan
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#6
(09-19-2018, 01:16 PM)allvia Wrote:
(09-19-2018, 12:22 PM)Tennesseegirl87 Wrote: I had plans to attend Arizona State University online. They offer a BS in Biology so everything was perfect. Until they finally got back with me on the dollar amount of my financial aid I would receive.. $1700 a semester.. The total tuition is $9936. My goal is to get a Bachelors without going into debt to do it. I got an associates through NMJC and didn't have to pay a dime!!! I even had overage and was able to perfectly budget my books on ebay and amazon with the extra cash. What I'm not understanding is why is my pell grant covering so little now? Is there a secret formula I can do to find the perfect college. I don't even care about the overage amount I'd just like to break even. Are there Universities that calculate tuition costs the same as NMJC? I'm not worried about time or transferring in credits from ACE I'll take a loss on those but I am worried about cost and must be online. Any help is very much appreciated.

Is this $1700 a semester a Pell Grant?  If so then that is likely going to be the Max at any school.  NMJC tuition is just so low that this same award would cover your tuition and give you that overage you're talking about (to be used to pay for books, room and board - even if living 'at home' - and other expenses related to being a FT student.)  Am I correct that beyond this 'financial aid' they are offering you student loans to make up the difference?

yes 1700 a semester, 3400 a year. I didn't go into the student loans yet. Because everything just hit and I thought there has to be a better school. I'm pretty sure I would qualify for the loans also.
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#7
(09-19-2018, 01:31 PM)Tennesseegirl87 Wrote:
(09-19-2018, 01:16 PM)allvia Wrote:
(09-19-2018, 12:22 PM)Tennesseegirl87 Wrote: I had plans to attend Arizona State University online. They offer a BS in Biology so everything was perfect. Until they finally got back with me on the dollar amount of my financial aid I would receive.. $1700 a semester.. The total tuition is $9936. My goal is to get a Bachelors without going into debt to do it. I got an associates through NMJC and didn't have to pay a dime!!! I even had overage and was able to perfectly budget my books on ebay and amazon with the extra cash. What I'm not understanding is why is my pell grant covering so little now? Is there a secret formula I can do to find the perfect college. I don't even care about the overage amount I'd just like to break even. Are there Universities that calculate tuition costs the same as NMJC? I'm not worried about time or transferring in credits from ACE I'll take a loss on those but I am worried about cost and must be online. Any help is very much appreciated.

Is this $1700 a semester a Pell Grant?  If so then that is likely going to be the Max at any school.  NMJC tuition is just so low that this same award would cover your tuition and give you that overage you're talking about (to be used to pay for books, room and board - even if living 'at home' - and other expenses related to being a FT student.)  Am I correct that beyond this 'financial aid' they are offering you student loans to make up the difference?

yes 1700 a semester, 3400 a year. I didn't go into the student loans yet. Because everything just hit and I thought there has to be a better school. I'm pretty sure I would qualify for the loans also.

Am I correct that you live in AZ? That tuition sounds like in-state rate for a full year as a FT student. What are your plans after earning a BS in Biology, or do you have any at this time? (it can make a difference in your options)
Amberton - MSHRB
TESU - ASNSM/BSBA



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#8
You can use your pell at CC’s up to 90 credits. I’d use it at a CC then transfer to a cheaper school than ASU.
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#9
(09-19-2018, 02:02 PM)videogamesrock Wrote: You can use your pell at CC’s up to 90 credits. I’d use it at a CC then transfer to a cheaper school than ASU.

Asu only accepts up to 64 credits of cc(LL) credits. Tennessee girl already has an associates so is basically at the max already.

https://admission.asu.edu/transfer/transferring-credits
WGU BSIT Complete January 2022
(77CU transferred in)(44/44CU ) 

RA(non WGU)(57cr)
JST/TESU Eval of NAVY Training(85/99cr)
The Institutes, TEEX, NFA(9cr): Ethics, Cyber 101/201/301, Safety
Sophia(60cr): 23 classes
Study.com(31cr): Eng105, Fin102, His108, LibSci101, Math104, Stat101, CS107, CS303, BUS107
CLEP(9cr): Intro Sociology 63 Intro Psych 61 US GOV 71
OD(12cr): Robotics, Cyber, Programming, Microecon
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#10
(09-19-2018, 01:59 PM)allvia Wrote:
(09-19-2018, 01:31 PM)Tennesseegirl87 Wrote:
(09-19-2018, 01:16 PM)allvia Wrote:
(09-19-2018, 12:22 PM)Tennesseegirl87 Wrote: I had plans to attend Arizona State University online. They offer a BS in Biology so everything was perfect. Until they finally got back with me on the dollar amount of my financial aid I would receive.. $1700 a semester.. The total tuition is $9936. My goal is to get a Bachelors without going into debt to do it. I got an associates through NMJC and didn't have to pay a dime!!! I even had overage and was able to perfectly budget my books on ebay and amazon with the extra cash. What I'm not understanding is why is my pell grant covering so little now? Is there a secret formula I can do to find the perfect college. I don't even care about the overage amount I'd just like to break even. Are there Universities that calculate tuition costs the same as NMJC? I'm not worried about time or transferring in credits from ACE I'll take a loss on those but I am worried about cost and must be online. Any help is very much appreciated.

Is this $1700 a semester a Pell Grant?  If so then that is likely going to be the Max at any school.  NMJC tuition is just so low that this same award would cover your tuition and give you that overage you're talking about (to be used to pay for books, room and board - even if living 'at home' - and other expenses related to being a FT student.)  Am I correct that beyond this 'financial aid' they are offering you student loans to make up the difference?

yes 1700 a semester, 3400 a year. I didn't go into the student loans yet. Because everything just hit and I thought there has to be a better school. I'm pretty sure I would qualify for the loans also.

Am I correct that you live in AZ? That tuition sounds like in-state rate for a full year as a FT student.  What are your plans after earning a BS in Biology, or do you have any at this time? (it can make a difference in your options)

No, I live in Tennessee. ASU said the cost is $520 per credit hour for online students. The $1700 pell grant amount per semester is if I go full time which I plan on doing. I currently work in a lab and I'd like to transfer to St.Jude or do some type of lab work for the state. I haven't made a solid plan yet so Biology was the safest degree to cover me wherever I decided to go.
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