where IC falls short on DSST Personal Finance exam

[rvm]

I took Personal Finance (DSST) on 8/6/17.  Here's a summary of the topics I feel IC is either does not covered or does cover as in depth as it should.

• Testamentary (I think this was lightly discussed on IC but I had several questions on testamentary which were not covered enough by IC)
  
• Types of risks associated with insurance policies.
  
• Types of IRS audits.
  
• Maximum benefit rate paid on SS benefits by age if using SS prior to 65.
  
• Types of Liability including Strict & Vicarious.
  
• Determination (I don't know what this means but I would say Google it as it relates to Personal Finance or Business)
  
• Living Wills & Simple Wills (While IC did cover this, it definitely did not cover this as profoundly as my PF exam did)
  
• Various Methods for determining Amount of Life Insurance needed (again, while IC did cover this, it definitely did not cover this as profoundly as my PF exam)
  
• What happens when a beneficiary is too young or unable to handle money?  (Not as obvious as you may think)
  
• Chartered Life Insurance designation - how credential is attained
  
• Several tax formulas more profound than basic tax formulas (IMO, this type of in depth question more of Accounting / Finance question, not PF)
  

If you study IC well, you're likely to make a decent score.  I think I missed all of the questions associated with the topics above but I still scored a 451.  It's my worse score so far so I guess I cannot complain.