Student Loans?

[sweetcrabhoney]

Hi.

On my degree plan I intend to take close to 15 straightline courses. I'm not yet working ( starting next year ). I figured that some of you might know where I can get a student loan that will allow me to get those courses? I've done FASFA for Liberty University -- I doubt I'll be able to use that for those courses? Correct me if wrong?

I'm sure excited to get this stuff started but money is the driving force of everything and with limited funds since work and Liberty courses won't start until next year -- I just want to push ahead while I've got the time to do so. The goal being to finish 3 or 4 those straighline courses before the 1st. Can't do it with some kind of loan though.


Thanks.

[alleycat]

You can not get ahold of student loan money until you actually start classes at your school of choice. If there are any funds left over you can use that money to pay for books or other classes.

[dfrecore]

Here is a list of free and low-cost courses. Do all of the free ones then start on the low-cost as you can afford them.
ALEKS is $20/mo, take the courses with a free method until you can pass them quickly, then take the courses. You can pass all 4 in 1 month if you work at it or are good at math.
Saylor is free to take courses, you only pay $25 when you're ready to take the proctored final. You could take a bunch of courses, then take the finals after you get your student loan money.
You can also use any leftover student loan money to pay for SL and any other courses you want to take on here.

FREE
Kaplan PLA (3cr)
Ethics and the CPCU (2cr)
TEEX (3 x2cr)
NFA (3 x1cr)
DreamDegree (up to 30cr)

LOW COST
ALEKS ($20/mo)
edX (3 UL math courses) - $49
Saylor - $25
CLEP - $80 + testing fee
DSST - $80 + testing fee
UExcel - $95 + $60 testing fee (most, but not all)
TECEP - $111
Straighterline - $99/mo membership fee + $49/course (most)
JumpCourse - $149

[nurselu]

Wish I had known this before i started taking online courses with Straighterline.... Thanks so much for sharing @dfrecore

[sweetcrabhoney]

Thank you for the resources.

[rebel100]

If money is a big concern I wouldn't go to Liberty at all. They are simply too expensive and will likely leave you with significant debt.

I would almost never advise someone to take on any debt whatsoever for school, especially at the undergrad level (might make an exception for STEM fields or some specific plan).

I would urge you to start out at your local CC, or a CC in cheap New Mexico via online learning to access FAFSA funding such as PELL grants which do not have to be repaid. Failing that, put together a plan utilizing cheap or free courses that can be used at one of the Big 3 think it all the way through that bachelors degree (note, most of these can't be applied to Liberty).

I would not take out any sort of loan for general ed's nor likely for any bachelors degree.

Have you seen how much the sticker is at Liberty?
Financial Aid | Resident Costs | Liberty University

[sweetcrabhoney]

If money is a big concern I wouldn't go to Liberty at all. They are simply too expensive and will likely leave you with significant debt.

I would almost never advise someone to take on any debt whatsoever for school, especially at the undergrad level (might make an exception for STEM fields or some specific plan).

I would urge you to start out at your local CC, or a CC in cheap New Mexico via online learning to access FAFSA funding such as PELL grants which do not have to be repaid. Failing that, put together a plan utilizing cheap or free courses that can be used at one of the Big 3 think it all the way through that bachelors degree (note, most of these can't be applied to Liberty).

I would not take out any sort of loan for general ed's nor likely for any bachelors degree.

Have you seen how much the sticker is at Liberty?
Financial Aid | Resident Costs | Liberty University

Thank you for sharing your opinion -- though it was not asked.

When I first came to this forum the first thing I was told was similar to the above posting... " Don't go to Capella it's too expensive, it's not a good school , it's too much debt" Everyone put me down because of my choice . I aimed to defend myself and instead my feelings were hurt more than ever because I was different.

I've chosen to go to Liberty for a number of reasons . I'm sure you don't even care about those reasons because they are for me and not for anyone else to make. I have a number of set goals in mind and a bachelors degree from Liberty university is the first step to the main goal on my list. I've written , typed and even made a massive poster of my degree plan yet it forever changes as I learn about new courses and new path ways. Two things that never change on my plan are going to Liberty and my ultimate career goal which I've shared before and was teased for that as well.

Just because I note that I want resources for loans right now does not mean on January 16th when school starts I'll be in the same place I am now. It is none of your business of my income or my choice of debt. I am simply asking for resources... not opinions. I had my feelings and my ideas put on blast the very first day I came to this forum ( and in nearly every posting I make there is always one person who decides to pick on me ). I refuse to have my feelings hurt again.

So I'm going to brush off your opinion and move on... because I've chosen to go to Liberty University because it fits my goals perfectly.

I assumed that since many of you pay for your school directly you knew resources that provided loans for students and could direct me to them. I guess my assumption was wrong and yet again I am the one being picked on because I am different.

[dfrecore]

If money is a big concern I wouldn't go to Liberty at all. They are simply too expensive and will likely leave you with significant debt.

I would almost never advise someone to take on any debt whatsoever for school, especially at the undergrad level (might make an exception for STEM fields or some specific plan).

I would urge you to start out at your local CC, or a CC in cheap New Mexico via online learning to access FAFSA funding such as PELL grants which do not have to be repaid. Failing that, put together a plan utilizing cheap or free courses that can be used at one of the Big 3 think it all the way through that bachelors degree (note, most of these can't be applied to Liberty).

I would not take out any sort of loan for general ed's nor likely for any bachelors degree.

Have you seen how much the sticker is at Liberty?
Financial Aid | Resident Costs | Liberty University

I agree. There is no way I would get student loans to pay for a private university.

I got accepted into Stanford, and a partial scholarship, and my parents absolutely refused to let me get any student loans, so I couldn't go there. I STILL thank them for their wisdom, 27 years later!!

[sweetcrabhoney]

If you can't provide a resource that will actually help me please keep your opinions to yourself.

I've decided my own path and I choose to stick with it.

[rebel100]

I'll leave you to your path, best of luck.