How I Saved $380K By Age 29 To Retire Early

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I pay around $2500 a year in utilities so that's 1/10 of those funds already gone. Internet is $1020. Cell phone $1170 (for 2 phones). Already at close to $5K and haven't even talked about food, car insurance, car payments, healthcare, rent/mortgage, etc.

You can get Cell Phone service for $15 per month per phone.
You can get car insurance for $30 a month in some areas.

Those $15 a month cell service plans don't work everywhere. They don't work here. Even the major carriers don't work everywhere.

Car insurance for $30 a month doesn't exist in my state. Certainly, not on a vehicle that is leased or has a loan in any state.