I failed two classes…

[KSoul]

If you have PayPal or Venmo, I can send you some money to take BIO 105 at study.com (a gift, not a loan). DM me if you're interested.

It's a very nice offer– a suggestion to save on the offering by paying for Sophia vs. Study. com for a month. This allows the OP to knock out the Science requirement for $99 with the Labster fee being waived through Sophia (or included in the monthly fee is the proper way to describe it).

Intro to Chemistry & Intro to Chemistry Lab

Not looking to spend you money and just sharing options that you may not be aware of. 

Also, the OP can confirm I would imagine the Sophia or Study.com fee is not the hurdle,  and the $1,400 term is. To the OP, with your financial situation, have you applied for Federal Aid as you may qualify for some assistance? I would suggest reaching out to the Aid department to review your options.