BA/BS in Accounting Advice please.

[hongnguyen]

Hi all, I’m seeking advice about choosing the best route for a BA degree in Accounting. I’ve read a lot of posts in this forum but I feel confused and still don’t know which school should I go to. Here are the schools on my list: WGU, TESU, Excelsior, and UMPI.
At first, I wanted to attend WGU since my husband got his BSN from them, the concept seems flexible for busy adults, you don’t have to do group projects or discussion boards. The downside of WGU is that they only accept 77 credits from study.com. I’m good at test taking, and terrible at writing, but I don’t like the idea that your pass/fail is solely based on 1 proctored exam.

*TESU: can transfer up to 114cr, 90 from study.com, but required 30 RA credits, 6cr from their cornerstone and capstone. I’m confused about their tuition and residence fee. I don’t know if there are proctored exams. Looks like there is no FB student group, Reddit, or discord groups for TESU. 

*Excelsior: transfer up to 113cr. Not sure if they require any RA credits? Cost about $4000 if you only have to take 7cr from them. I couldn’t find a degree plan for their accounting degree, so I don’t know how many credits that I can transfer from Study.com, Sophia, SL.

*UMPI: transfer max 90cr, have to take 30 credits from them. Cost about $1200/ 8 weeks. The thought that I have to write a paper for every single course at UMPI is totally freaking me out since I’m not good at writing. I couldn’t find their degree plan for business.

I understand it’s not easy to get a BA, but in all honestly, I would love to find the easiest route, not too intense, and not too expensive, it doesn’t have to be the fastest route. I would greatly appreciate any input, advice, or degree plan.

-Location: Texas
-Age: 39
-Goal: to obtain BA in accounting
-Commitments: Working full-time, able to commit weekends and after work.
-Dedicated time to study: 15-20 hrs per week
-Timeline: 2-3 years. 
-Tuition Assistance: None

-RA credits: 16 from Nursing Assistant cert
Nursing Assistant Theory (NA 1): 4
English Comp 1: 4
CPR: 1
Nursing Assistant 2 (NA 2): 2
SYCH (psychology of Adjustment): 3
BTEC (Medical term): 2

-Sophia credits: 24
Art History II , 3, 91%
College Algebra, 3, 99%
Environmental Science, 3, 87%
US History I, 3, 97%
Microeconomics, 3, 91%
Intro to Statistics, 3, 93%
Intro to Sociology, 3, 93%
Intro to Business, 3, 90%