16 Credit Term

[TheLibrarian]

Now that I have my plan mapped out, for the most part, I was doing a bit more research and came across some posts about the residency waiver and the 16 credit term. I thought I understood but I don't I know that it has been explained, sort of, but I need to ask in a way that it will be answered so I understand it.

Do I need to take 16 credits in one term? Capstone, Cornerstone, CIS-107, ART-100 PLA & random other course?

Or, can I take half in January and then the other half in March? 

If its the second case, half and half, Would I need to add an additional course to the second term because I wont be at 9. I would need to add that other course to get the flat rate tuition to kick in, correct? 

Based on the math: $4639 for flat rate. One class is $1557 but I need two for FA to kick in so that would be $3114. If I did all but 2 classes in the first term (say everything but that capstone and the CIS) I could then just enroll in those 2 classes for the second term. That would save me $1525. Is this the best route or should I just do half and half?

I am not eligible for the Pell Grant (no kids so apparently I am rich /s), so all classes taken prior to enrolling will be paid out of pocket and then financial aide will be used for the actually 16 -18 credits so I need to make sure I can get as much financial aide as possible to cover what I can.

That RW fee is ridiculous or else I would just do everything elsewhere