08-14-2021, 06:17 PM
I'm of the opinion that, if you are receiving a subsidized loan and grants, or you're pressuring politicians for loan forgiveness, your business is no longer your business. It's every taxpayer's business. You're not entitled to other people's money, especially for things that are luxuries. For the most part, the federal and state governments have decided that it's in society's best interest to offer forgiveness for certain occupations or sectors that provide much needed public services i.e. healthcare, public safety, and teaching. I don't think there will ever be long-term or permanent forgiveness programs for other types of occupations.
I'm not against one-time, broad student loan forgiveness, but it needs to come with reforms, or the problem is just going to happen again. Some have proposed that we end government-backed loans because it'll force colleges to lower their tuition. LBJ proposed these financial aid programs because he knew that it was nearly impossible for poor and working class families to afford tuition in his day even though college was much cheaper back then.
I don't think everyone should be punished for other people's poor choices, so I would suggest limiting aid to schools that offer tuition rates below a certain limit. That limit can vary by major since some majors are more expensive to offer, and some majors pay more than others. If you want to spend $100k for a degree in music, then that is fine as long as you pay for it. Otherwise, taxpayers will fund a much cheaper music degree elsewhere. This way, everyone who meets the income criteria still has access to financial aid to major in what they want, and schools will be forced to lower their tuition if they want to qualify for Title IV funds.
I'm not against one-time, broad student loan forgiveness, but it needs to come with reforms, or the problem is just going to happen again. Some have proposed that we end government-backed loans because it'll force colleges to lower their tuition. LBJ proposed these financial aid programs because he knew that it was nearly impossible for poor and working class families to afford tuition in his day even though college was much cheaper back then.
I don't think everyone should be punished for other people's poor choices, so I would suggest limiting aid to schools that offer tuition rates below a certain limit. That limit can vary by major since some majors are more expensive to offer, and some majors pay more than others. If you want to spend $100k for a degree in music, then that is fine as long as you pay for it. Otherwise, taxpayers will fund a much cheaper music degree elsewhere. This way, everyone who meets the income criteria still has access to financial aid to major in what they want, and schools will be forced to lower their tuition if they want to qualify for Title IV funds.
Graduate of Not VUL or ENEB
MS, MSS and Graduate Cert
AAS, AS, BA, and BS
CLEP
Intro Psych 70, US His I 64, Intro Soc 63, Intro Edu Psych 70, A&I Lit 64, Bio 68, Prin Man 69, Prin Mar 68
DSST
Life Dev Psych 62, Fund Coun 68, Intro Comp 469, Intro Astr 56, Env & Hum 70, HTYH 456, MIS 451, Prin Sup 453, HRM 62, Bus Eth 458
ALEKS
Int Alg, Coll Alg
TEEX
4 credits
TECEP
Fed Inc Tax, Sci of Nutr, Micro, Strat Man, Med Term, Pub Relations
CSU
Sys Analysis & Design, Programming, Cyber
SL
Intro to Comm, Microbio, Acc I
Uexcel
A&P
Davar
Macro, Intro to Fin, Man Acc
MS, MSS and Graduate Cert
AAS, AS, BA, and BS
CLEP
Intro Psych 70, US His I 64, Intro Soc 63, Intro Edu Psych 70, A&I Lit 64, Bio 68, Prin Man 69, Prin Mar 68
DSST
Life Dev Psych 62, Fund Coun 68, Intro Comp 469, Intro Astr 56, Env & Hum 70, HTYH 456, MIS 451, Prin Sup 453, HRM 62, Bus Eth 458
ALEKS
Int Alg, Coll Alg
TEEX
4 credits
TECEP
Fed Inc Tax, Sci of Nutr, Micro, Strat Man, Med Term, Pub Relations
CSU
Sys Analysis & Design, Programming, Cyber
SL
Intro to Comm, Microbio, Acc I
Uexcel
A&P
Davar
Macro, Intro to Fin, Man Acc