Why No All Alt Credit Schools?

[utility]

I think that there's this notion that degrees need to be both difficult and time-consuming in order to be worth anything. And colleges/universities want to keep up appearances this way.

It's still time consuming accumulating all of these credits.  Not 4 years but time consuming.

I just need 1 UL credit (working on that now) and the capstone and I'm done at TESU.  I'm just surprised there aren't more choices to just transfer all credits and trade them in with smaller schools or schools with lower level accreditation.

Why don't any NA schools (besides I guess Apollos, which this is the first time I've heard of it) fit into the old Big 3 format?