Biden Student Loan Plan

[rachel83az]

When Jon Bon Jovi started sending his kids off to college, he learned about food poverty and how it impacts college students. It hit him in such a way that he opened a FREE restaurant on a Rutgers University campus. The college students there are allowed to get free meals if they can't afford to pay. They repay the restaurant by working there - doing dishes, making food, prepping food, cleaning, etc. He has opened up a few of these restaurants in New Jersey. The students there say this made a huge impact on their lives and they know they don't have to go hungry like many college students do. They get an actual healthy meal too. Not a container of Ramen or microwave mac & cheese. If this guy who is a multimillionaire can see this problem, why can't people on here?

That's amazingly cool of him. I had no idea he did that. I'm not a fan of his (don't hate him or anything, I just don't listen to his music) but it makes me want to buy all of his albums anyway. It's too bad that this isn't really a thing elsewhere. I know Arizona State University has an issue with students who are literally homeless and living out of their cars while trying to attend school. They have a food pantry of some sort on-campus, IIRC. Not sure that's enough, though.

It depends on your definition of rich.  I am going with anyone upper-middle class or higher (you can't put a dollar amount because where you live changes what's considered rich or UMC in your area).  So not super-wealthy millionaires.  This is how I grew up, and how my kids are growing up.  

All of your premises are just wrong.  "Rich" parents are VERY likely to make their kids work, and at crappy jobs too.  Go to your local fast-food restaurant, at least 50% of those kids will be from a good family and parents who have money.  Every "rich" kid I know has worked.  Those parents know the value of hard work, and making their kid pay for their cars or whatever is what they do.  You can look at celebrities as well - many of them make their kids work.  Many people with trusts don't give the money to their kids at 18 - they make them wait until they're 30 or 40, so they have to work and earn their own way for a long time before the big "payoff."

You're only looking from one angle and think that gives you insight to everyone.  I KNOW not everyone is lucky enough to have it as good as I do, or my kids do. But I don't assume things about poor people and automatically apply it to everyone.  You assume all kinds of things about "rich" people that simply aren't true.

But you are assuming that it's possible to avoid student loans by simply "working through college". If you can avoid loans by working part-time, you are privileged. End of story.

When I first joined this forum, I couldn't even afford to pay for CLEP exams because every cent I made went into supporting myself. ModernStates either wasn't a thing or else I couldn't afford to take time off work to schedule the necessary exams (I cannot recall which). Even Shmoop was expensive for my budget.

I may not have the best grasp on how "rich" people live but you have literally no idea what poor people who want to get a degree have to do to survive.