Study.com (SDC) WARNING - new credit/exam policy change

[HogwartsSchool]

Yes, I completed 20 courses, (more than a single month), however, at the time I could not afford to purchase the proctor final exam for the courses. I was able to secure financing to take the proctor exams now. Yes, study.com has stopped where I can't take more than five proctor exams each month. I will miss the deadline to register for the August capstone at TESU (BSBA), being unable to graduate in December.

I don't understand why I want to supplement with another provider for the 20 courses when I have already done all the work except take the final proctor exam? I lack 60 credits to graduate from TESU.