COSC degree plan for BSGS w/ concentration in Info Systems

[rvm]

I just had an epiphany that might be a solution to my neighbor's dilemma about WGU accepting only a small number of his credits.  (Here's the original thread if you are so inclined:  https://www.degreeforum.net/mybb/Thread-...light=dsst)  He's also concerned he may not finish in one term and that would cause him to have to take out a loan to finish.  He does not want to do that because he has other debts and his wife cannot work due to illness and being a stay at home mom.  I feel for them because they work so hard.  That's why I keep returning here to try to find an affordable solution for John. 

What if he were to choose COSC's General Studies with a concentration in Information Systems?  He's in IT so he has significant knowledge in that area.  Wouldn't that allow him to be able to collect the deficient credits without being enrolled at COSC and potentially enroll and graduate in one semester? 

https://www.charteroak.edu/prospective/p...tudies.php

I searched for some recent degree plans from COSC but since the forum is primarily dominated by TESU students, I didn't find anything recent.  I'm terrible at fitting credits to the slots they can live in.  Anyone want to help out with a degree plan?  If COSC will accept them, he would like to take as many free and low-cost courses as possible.  These sources are his preferences.  

•  TEEX (for 6 credits)
  
•  Free credits from Sophia  (? credits)
  
•  Free credits the American Institute for Chartered Property Casualty Underwriters, Underwriters,  Insurance Institute of America (? credits)
  
•  Any other sources of free/very low-cost COSC will accept  (preferably not Saylor since they don't have a good reputation for aligning course content with their exams)
  
•  OnlineDegree.com
  
•  Study.com, a little pricey but he likes the format
  

Here are his credits to date.  * All courses are 3 credits except where noted (in the Brick & Mortar section).

Aleks:
   Principles of Statistics 
   College Algebra I
   College Trigonometry
9 credits

DSST: (all are recent exams) 
   Intro to World Religions
   General Anthropology
   Ethics in America
   Intro to Computing
   MIS
   Health/Human Dev
   Personal Finance
   Principles of Supervision
   History of the Soviet Union
27 credits

B&M:
   World History to 1500
   History of World after 1500
   Library Science, 1
   PE (Found PHYE Lab). 1
   Survey Data Processing (circa 1995), 2
   Software Applications  (circa 1995), 2
(could the courses taken in 1995 could be used as electives?) 
12 credits

Others:
   Just started TEEX Cyber 101

Total of 48 credits

Thank you!