Does TESU put the free Ethics class from the Institutes as a grade or just as credit?

[jsd]

Enrolling upfront now would lock you into the current catalog so you would avoid potential policy changes (in theory). I personally would go ahead and enroll and lock in your catalog by completing the cornerstone (this is a $300 1cr course -- self -paced, pass/fail that can be done in a day according to many folks who have gone through it). Then you can preplan with an advisor your upper level transfers. Then in a year if you're not done you can either take a TECEP (if you need any) or the Capstone if you're far along in your plan (or the Ethics Soc Sci if Study.com still hasn't come out with it).

You'll only need to pay for the courses once you actually take them.