want a regional B.A. degree

[wannafinish]

I'm back. I'm in the same position at two schools, TESU and Excelsior. One capstone course away from a degree. I just can't make myself do a capstone. I don't understand what to do. I stare at the computer screen for hours and accomplish nothing other than getting depressed. Excelsior wasn't as generous as TESU and I had to test out of some additional hours using DSST and UExcel. Is there any school now allowing testing out of a capstone? If I went the BSBA route with TESU, I'd have to complete Strategic Management. My fear is that I'd once again end up 3 hours short of a degree. I'm not clear about using Penn Foster to satisfy Strategic Management at TESU. If that's allowed, it seems like I should do that first so that all I'd be left with are CLEP, DSST, TECEP, UExcel, Straighterline, and Saylor. I need to get a degree to improve my employment options. I feel like not having a degree will hold me back in life. How can I finish a degree?

6 hours of AP
39 hours of CLEP
27 hours of DSST
3 hours of UExcel
39 community college hours
24 university hours