AA or BA guidance

[cookderosa]

My good friend would like to finish a degree but cost is the biggest factor. I know some of you have pursued the BOG AA degrees, but I don't understand the limitations on credit/CLEP. She doesn't have any ACE credit, but would be open to SL or similar. Our local CC might be an option too, I'm looking into that on my own.
Here's her credit portfolio - courses were taken at local CC with good grades.
Suggestions are appreciated! Thanks!!

ENG101, English 1, 3cr
SDV114, Becoming a Master Student, 3cr
PHI101, Philosophy, 3cr
PSY111, Intro to Psychology, 3cr
CSC110, Intro to Computers, 3cr

CLEP Human Growth Developments, 3cr
CLEP Sociology, 3cr
CLEP Analyzing and Interpreting Literature, 3-6 (taken in 2012 so maybe 6)
CLEP Educational Psychology, 3 cr
CLEP United States History 1, 3 cr
CLEP United States History 2, 3 cr