Unsure what to pursue

[Ideas]

I've been thinking, and I can summarize it all like this: I feel the only realistic option for me is to keep doing part-time online jobs / freelancing. I'm not seeing a way that my (future) Masters degree would help me with my situation (due to disabilities), which is kind of a slap in the face to realize! That I could get one and still not have expanded options.

I feel the only way to advance via a Masters degree is if I find some IT specialty that I don't mind as much (or possibly writing or something involving data), but I'm sure I will regret not following what I really want to do. IT/writing/data seems too stressful to me to do on a regular basis, many hours a week.

But, I still hope someone has an idea for some specific combination of degrees that could open a door for me, and I'll keep thinking about it. My only idea has been to purposely have multiple undergrad degrees, to help me with the various part-time / freelancing / writing. Or maybe trying to teach online (which is competitive)!

(Money is one more potential barrier but in a year or two, I might be able to afford more Masters programs. Right now that's limiting if I can only afford the few schools.)